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General => General Discussion and ??? => Topic started by: Maxie on February 27, 2020, 08:58:47 AM
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Has Coronavirus had any effect on your business.
I am based in Israel, 40% of our business is based on some sort of tourism.
It's still early in the year but they've banned incoming tourists from most Asian countries, Korea, Macau, China, Thailand, etc.
Italian tourists are also banned.
Any citizen coming home from one of those countries has to go into a two week voluntary isolation.
We are already feeling a drop in business and if it carries on much longer this year is going to be a disaster, survival of the fittest.
A lot of our garments are from China, so there will also be problems with supplies.
Hopefully things will improve as the temperature goes up, if not we're in for a hell of a ride. Good luck.
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Currently no affect and I think largely it would be a nothing burger if the numbers out there being reported were correct. But I think/fear they are much worse. Some are saything they think China is under reporting numbers by factors of 10-50x. That should be alarming.
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Brandt, those are my thought exactly. We had a talk here today about it and the chances of it effecting us directly are slim to none. Business wise we could see a small pinch, especially if it leads to a recession.
As far as China goes though...they are flat out being dishonest about the numbers. Think back to when they built the hospital in 10 days...how many deaths had they reported by then, I think it was less than 100.
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I'm bet people who have plans to travel to Italy or other Coronavirus hot spots will cancel or move their vacations, so I can see if affecting certain sectors. Hopefully this can stabilize.
Check out this website tracking the infections, it's interesting to click around -
https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html#/bda7594740fd40299423467b48e9ecf6
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As far as China goes though...they are flat out being dishonest about the numbers. Think back to when they built the hospital in 10 days...how many deaths had they reported by then, I think it was less than 100.
If you really wanna see more real time info. Twitter has a good bit of people from there posting videos. #wuhanflu #chinaflu #coronavirus hash tags. Some of it will scare the snot out of you.
I think its probably much worse there than being reported. They wont even let the CDC in there to see the situation first hand.
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Keep in mind, this is related to my day job...
I will share this. We are already seeing raw material (metals so far) sourcing issues due to (China) incoming freight restrictions. This is affecting our component suppliers - thus the trickle down effect will be months long I expect.
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Stocks are falling hard today as well. I think the world will be more serious about this in the coming days.
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We have manufactures close to wuhan (75 miles out) that have had their factories shut down since jan 19th when this was all starting. They have told me their re opening date will be April 10th, and that is just them speculating... I too agree that I feel China is under reporting. My sales people I talk to say it is worse than what the news is reporting.
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I suspect 10x is the minimum amount its being under reported.
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I was headed to Honduras on Tuesday. If would have gotten on the plane that took a symptomatic Coronavirus person to Honduras the day before. 30 minutes away from boarding the same plane she used and I felt the risk was too high and left. A couple of hours later I get a notice from Expedia saying the next 3 legs of my trip were cancelled by Avianca. I could have wound up stuck in El Salvador or quarantined like other passengers on one of her planes. The message is, if you go offshore there is no guarantee you can make it back.
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Cali Gov just reported 8,400 people are being monitored. Only a few hundred tests available.
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Well all we can do is hope for the best.
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Very quiet here in Sydney Australia.
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We are seeing some impacts on our business already. As most know we make a lot of own garments overseas and this has started to effect that supply chain. Also a lot of our ink comes from Asia and Europe which is also creating issues for us. IMO this is going to get really bad for a lot of people as the reporting of it is quite the joke. But in a nutshell we are already seeing some pretty big impacts on what we are doing here which is no bueno
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Canada is under reporting too! Scary stuff.
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Fespa - March 24th-27th - in Europe is expected to cancel this year.
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We import alot of promo items from China, and most of the factories are effectively shut down. The virus hit during CNY, which, alot workers go home to be with their families for that. Then with the virus hitting, it shut down cities, roads, and they limited entrance to the cities. So even if factories wanted to resume operations, they didn't have people. Some of our factories are now waiting for the government to come for an inspection so that they may resume work.
Our biggest factory we use is in Hubei, which Wuhan is the capital of the providence. They've been out of production since Dec, and are hoping to resume operations by April...Hope being the key word.
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I order sweatshirts from a factory in Nanchang.
They have started working but not all the workers are back at work.
How are they going to survive?
Is the USA prepared for Coronavisus?
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In case the outbreak in the US will be too widespread you will see schools being closed, sports venues shut down, trade shows and music gigs being cancelled. If that does not have a knock on effect on the print industry then I don`t know what will.
Don`t want to be too negative here but it`s a real possibility.
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Also understand that the virus currently has a 2% mortality rate...this includes underdeveloped nations in this figure. I heard Iran is closer to 15%. Here in the states we've had zero fatalities so far. I read a report today and buried in the bottom it said that the effects on most people will be mild.
I am not saying we shouldn't take it seriously, but the flu kills tens of thousands annually in the US. I doubt we will see that from this virus. Let's think back to Sars, Mers, Swine flu, Bird flu and for good measure I will throw in Y2K. ;)
The effects we see here will be economic mostly. Raw materials and finished goods coming from poorer regions of the world will see the bigger impacts.
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4 out of 5 people will barely get sick. Most people dying are older or have some other issue that had them weaker anyway.
However:
https://www.businessinsider.com/china-wuhan-coronavirus-compared-to-sars-2020-1 (https://www.businessinsider.com/china-wuhan-coronavirus-compared-to-sars-2020-1)
So I think it wise to pay attention. But likely USA will see mostly economical impact. But id prepare for slower business and tougher times that may be coming.
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The only thing that I do ask is Netflix move up some of their release dates just in case this outbreak gets bad...don't want to miss my shows because I'm dead...
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You wont miss them, you'll have two weeks quarantine to watch them all.
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(https://uploads.tapatalk-cdn.com/20200228/de48810502e23931d4b7072d9e7e5391.jpg)
At least you aren’t in the airline or cruise business.
This was my flight yesterday to Korea from Seattle and that’s after the plane took off.
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(https://uploads.tapatalk-cdn.com/20200228/de48810502e23931d4b7072d9e7e5391.jpg)
At least you aren’t in the airline or cruise business.
This was my flight yesterday to Korea from Seattle and that’s after the plane took off.
Best time ever to qualify for a upgrade. Safe travels!
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This was my flight yesterday to Korea from Seattle and that’s after the plane took off.
Looks nice, can stretch out for the long flight.
I'm flying from Seattle < Seoul < Ho Chi Mihn on March 30th, hoping that things calm down a little or at least my flight doesn't get canceled.
You stock up on masks before you go?
We have had issues with our factories we work with on headwear and patches, lapel pins, and transfers. Thankfully we use some India connections as well that have helped bridge the gap that Chinese New Year and the extended closures has brought on. I think it will take months to really see the effect, but expect way more out of inventory items this year for apparel, and always have a plan b or substitution in mind when selling a product.
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This was my flight yesterday to Korea from Seattle and that’s after the plane took off.
Looks nice, can stretch out for the long flight.
I'm flying from Seattle < Seoul < Ho Chi Mihn on March 30th, hoping that things calm down a little or at least my flight doesn't get canceled.
You stock up on masks before you go?
We have had issues with our factories we work with on headwear and patches, lapel pins, and transfers. Thankfully we use some India connections as well that have helped bridge the gap that Chinese New Year and the extended closures has brought on. I think it will take months to really see the effect, but expect way more out of inventory items this year for apparel, and always have a plan b or substitution in mind when selling a product.
(https://uploads.tapatalk-cdn.com/20200229/94806c638713d2bf5922e798955a08a8.jpg)
I have this N99 with replaceable filters. It’s more to make my wife feel better but I’d be pissed on the off chance I didn’t take basic precautions and ended up catching something, whether the basic precautions work or not.
I’m way more worried about getting stuck over here than I about getting anything.
Show must go on though. Our HQ is in Seoul so far be it for me to think I’m somehow more important than they are who live there.
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Nobody has posted for a while.
Here in Israel they decided yesterday that everyone arriving in the country has to go into a 2 week isolation.
This has obviously closed down the tourist industry. Nobody arriving and nobody will travel if the know that they are going into isolation.
Italy is under lock down, land of Saati, Virus, etc. How will this effect our industry?
USA seems to be under reporting but the virus seems to be spreading. They say that because there is no public health system people are not being checked.
Problem with this virus is nobody knows how long it's going to last.
We can only hope for the best.
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It's starting to effect our arts and entertainment customers, who are seeing festivals cancelled or moved.
We have a couple of bands on tour right now, who seem to be selling alot of merch. but i'm not sure if their ticket sales have died down yet.
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Yeah we just had an order canceled for a band about to go on tour worried that their shows are going to be canceled.
We are in NYS and they just closed down all the SUNY and CUNY schools and are doing remote online classes for the rest of the spring semester. We usually do a ton of orders for events/groups/clubs for our local SUNY school... not this semester :-\
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Just did 2600 prints for an event this weekend that they cancelled right as we finished the shirts! They are still taking them and postponing the event.
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A good watch.
https://www.youtube.com/watch?v=cZFhjMQrVts (https://www.youtube.com/watch?v=cZFhjMQrVts)
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My commute to work is cut in half lol. A lot of schools closed by me and most offices switched to work from home for the time being.
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Several school and college orders that came in on Mon have already been canceled. I did not enjoy 2008, just sayin.
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Its official today we have to lay people off. Something we have never had to do in nearly two decades.
Business has come to a crawl, to many events are being canceled, marathons, youth events etc. We are in Connecticut and we depend on a lot of work from New York which has been seriously effected by the virus scare.
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Interesting and accurate
https://www.youtube.com/watch?v=cZFhjMQrVts (https://www.youtube.com/watch?v=cZFhjMQrVts)
This is very accurate. Here they are closing schools, cutting out train lines, nobody is allowed to sit behind the bus drivers, so shortage there also.
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Our 2nd biggest contract customer said they had 30-40% of their current orders cancelled yesterday. They are into the greek life / fraternity space, with colleges shutting down events we could see a big hit to what is one of our busiest times of year. Fortunately we have zero debt here and only have to pay rent, utility, payroll etc. Working to tie up receivables. Hopefully no layoffs and short workdays ahead, but it could be inevitable. As the weather warms i'm thinking that this all should taper.
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That is what I am thinking too...but I hope that taper comes fast. But the market could be a little slower to recover...let me get some more money in there first... :)
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That is what I am thinking too...but I hope that taper comes fast. But the market could be a little slower to recover...let me get some more money in there first... :)
haha I've been buying stocks all the way down. I guess i was a little too trigger happy to buy the dip because who knows where the bottom is.
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That is what I am thinking too...but I hope that taper comes fast. But the market could be a little slower to recover...let me get some more money in there first... :)
haha I've been buying stocks all the way down. I guess i was a little too trigger happy to buy the dip because who knows where the bottom is.
I did the same damn thing...they are still way under their highs, every time i think it's bottomed out it grabs a shovel and starts digging.
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Just hired 3 people. this is their first week... 5 jobs cancelled...its going to be tight keeping these people on.
We came out of the gate freakin hot in feb.. it was going sooo well.
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We've had a few conferences postpone their convention, so far we haven't had orders outright cancel. We are having a company meeting tomorrow to lay out under which conditions we will need to close the shop and gauge everyone's feelings on it. We have enough work to keep printing but I'm expecting mandatory quarantine very soon, we will have no choice. News is getting crazier by the minute.
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Really, apparel is just a side here. Our main items are menus and menu covers. Some of our biggest customers are cruise lines. I'm starting to get a little worried.
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We're about 20 miles outside of Boston, a lot of towns have closed schools, even the town we're in, as one parent of a student tested positive. It may be a bit of overkill, but the St. Patty's Day parade in South Boston is cancelled, and the Boston Marathon is being postponed, last I heard anyway. Our numbers are very low here, but of course, that can change. So, Keep Calm and Carry On, yes?
Steve
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They have closed all public schools in our county for 2 weeks(3 since spring break is the following week). We are seeing a bunch of schools cancel all events. It's going to be tough here for a while.
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Being in the mid atlantic, new cases are popping up all over. Our two largest segments is the local university and annual events (races, etc. nationwide). We thought we were pretty diversified in we've got races all over the place, but they are dropping like flies. Probably just lost 50-60% of our open orders in the last 48 hours. Met with employees yesterday afternoon to announce hours being cut back.. Knew we had to do it before the weekend and couldn't do it today (as today is my production manager's 25th anniversary here and I just couldn't make that announcement on the same day).
Needless to say, we are watching very close and not making plans more than two weeks out. Reaching out to customers as best we can to ask how we can help and if they still want to proceed. Here's hoping. Take care fellow ink slingers.
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We have decided to close for the next week, we are sending everyone home today with 3 rolls of toilet paper and a bottle of Corona. Things seem to be progressing at an alarming rate, and if we follow the trends of other countries of going on lockdown 21 days after the first person-to-person contact, the USA will be going on lockdown sometime towards the end of next week. We have a lot of work in the queue, however we are going to take the week to lay back and see what transpires. Hope to be back in the office on the 23rd and catching up!
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We have decided to close for the next week, we are sending everyone home today with 3 rolls of toilet paper and a bottle of Corona. Things seem to be progressing at an alarming rate, and if we follow the trends of other countries of going on lockdown 21 days after the first person-to-person contact, the USA will be going on lockdown sometime towards the end of next week. We have a lot of work in the queue, however we are going to take the week to lay back and see what transpires. Hope to be back in the office on the 23rd and catching up!
If you have work in the que why wouldn't you work and finish that? There are shops already out of work. Id be trying ot ride whatever wave of work you have until you can't.
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they just announced today Alabama has it's first case (announced case that is), right now people here aren't taking it to serious, as some think it's a plot to get Trump out of office, but I think we are going to be in a little trouble here soon. We are trying to print all we can before it stops cold turkey.
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Right now, we have baseball, tball and softball to get knocked out and glad of it because our normal walk-ins have come to a screeching halt and the phone has been pretty quiet. I just hope this isn't a long lasting deal.
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Just about everything here is cancelled. I think it will snap back just as fast as it tanked.
We are going to try and keep folks busy for as long as possible, but at some point we'll have to cut hours.
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Right now, we have baseball, tball and softball to get knocked out and glad of it because our normal walk-ins have come to a screeching halt and the phone has been pretty quiet. I just hope this isn't a long lasting deal.
I'm expecting any day now to see that the local youth leagues have cancelled or postponed their seasons. Every day here brings news of one more school district shutting their doors.
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We have a retail side to our business (city themed apparel, hats, glassware) that does vending at local festivals and all of them are getting cancelled. I've been wanting to take up golf so this is the perfect time.
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One thing about TSB is that there are a lot of different business represented here.
If you are a basement printer and it's second job then what's happening is less of a problem.
If you are a larger printer with lots of expenses you have to work out how to stay alive until things pick up again and nobody knows when this will be.
A lot of Chinese firms are back at work so it could be a few months.
Personally I have high rent, local taxes, leased cars, bank loans, wages etc. I'm not sure how to survive this, it's evolving so fast. Our schools are now closed and they want to close all non essential business.
It's a crazy time but as long as we stay healthy the rest is bullshit.
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One thing about TSB is that there are a lot of different business represented here.
If you are a basement printer and it's second job then what's happening is less of a problem.
If you are a larger printer with lots of expenses you have to work out how to stay alive until things pick up again and nobody knows when this will be.
A lot of Chinese firms are back at work so it could be a few months.
Personally I have high rent, local taxes, leased cars, bank loans, wages etc. I'm not sure how to survive this, it's evolving so fast. Our schools are now closed and they want to close all non essential business.
It's a crazy time but as long as we stay healthy the rest is bullshit.
Ditto
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The truth is that this industry is at the bottom of the food chain.
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One thing about TSB is that there are a lot of different business represented here.
If you are a basement printer and it's second job then what's happening is less of a problem.
If you are a larger printer with lots of expenses you have to work out how to stay alive until things pick up again and nobody knows when this will be.
A lot of Chinese firms are back at work so it could be a few months.
Personally I have high rent, local taxes, leased cars, bank loans, wages etc. I'm not sure how to survive this, it's evolving so fast. Our schools are now closed and they want to close all non essential business.
It's a crazy time but as long as we stay healthy the rest is bullshit.
How is your government helping in this situation? Are they offering any support for small businesses? We are in the same boat as you are. If this carries on like this for more then 4 month then it will become a real issue for us which means we would have to take on another loan which I don`t want to.
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Today we are closing down, I have arranged to film some video footage tomorrow so we can prepare a short clip about our place.
Other than that we have no work. Schools and pre schools are closed, no sport, no public places are open. Restaurants, gyms, coffee shops etc are closed.
They want to stop public transport as well.
Our government is giving loans to small businesses, this can keep you afloat for a while but then you'll owe a lot of money. No hand outs.
We've been there before.
We also have a thing called holiday without pay, you don't fire a person and have to pay them compensation but put them on forced holiday.
They will get up to 70% of their gross monthly pay from the government for up to 6 months, we fired two and put the rest on forced holiday.
Keeping the main printer and accounts, we still need to collect money owed.
It's a crazy time, I heard of people stuck in Pananma and India that cannot get flights home.
We don't really know enough about this visus, how long will it last, how many people will be affected. So far nobody has died in Israel. They are doing everything they can to stop it spreading.
Lots of jokes around, I like this one. Why are they selling so much toilet paper? Every time one person sneezes 100 people crap themselves.
On my Facebook I posted: 137 million Indians don't shake hands and don't use toilet paper.
Good luck, hope we all get out of this healthy and with out businesses intact.
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Today I am assisting all our employees in setting up for unemployment claims. After today we are closed for two weeks or longer. Yes there is a small amount of work but none of it is enough to pay the high over head it costs to run a business in CT, so I will finish out what is in que but we will no longer be taking any new orders. The hope is once we come back we will enjoy a boom in jobs and can put in some good over time to help off set the loss while collecting.
I will use the time to continue on restoring a 1945 south bend lathe I bought this winter. Nothing is more satisfying than coming here on the weekend when no one is around, turning up the stereo and doing what I enjoy, now I get to do it for two or more weeks straight.
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We still remain busy up until today. The email looks light today though, so I guess this could be the beginning for us.
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we've got enough work for a week and a half, after that we are revamping our embroidery room, painting, cleaning from top to bottom, finally set up the DTG. Trying to find the positives in this shut down. We are discussing paying ahead for the next few weeks in preparation for the major shutdown that we think is coming.
After that, I'm going to load up the four wheelers and dirt bikes and hit the cabin for week or two... Have a bottle of shine waiting for me ;D :o
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Almost every order we have in house is either on hold or cancelled. We have a few things trickling in, but we are going to start cutting hours this week.
I have enough projects at the house to keep my busy...but that doesn't pay the bills. We were coming off a slow Christams too and the spring rush hadn't hit yet. We'll see how it goes.
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Canada here. We’re a bit behind some parts of the USA. Schools are closing for three weeks starting Monday.
We have a solid week and more of production booked. Keeping a close eye on the inbox and incoming orders because if we follow the same pattern it sounds like it’ll slow down here too.
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Canada here. We’re a bit behind some parts of the USA. Schools are closing for three weeks starting Monday.
We have a solid week and more of production booked. Keeping a close eye on the inbox and incoming orders because if we follow the same pattern it sounds like it’ll slow down here too.
Sent from my iPhone using Tapatalk
Keep an eye on cancellations as well. The schools here probably won't reopen which means no field day, clubs, events, etc. Sports teams have already either cancelled or postponed seasons. It's bad, and we aren't in the thick of it.
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Canada here. We’re a bit behind some parts of the USA. Schools are closing for three weeks starting Monday.
We have a solid week and more of production booked. Keeping a close eye on the inbox and incoming orders because if we follow the same pattern it sounds like it’ll slow down here too.
Sent from my iPhone using Tapatalk
Keep an eye on cancellations as well. The schools here probably won't reopen which means no field day, clubs, events, etc. Sports teams have already either cancelled or postponed seasons. It's bad, and we aren't in the thick of it.
We do roughly 50 or more field days a year, we are almost assured none will happen this year, most CT school systems have officially closed and the governor is considering making it mandatory state wide like NY did. The loss of the field days and youth sports alone will be devastating.
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So far we have only had one delay and no job cancellations. Luckily for us we aren’t big into event/sports printing. The one league we do told us to produce the order and if they get cancelled they will store it for next year which I thought was pretty stand-up of them to do during this time. Booked out for the next 2 weeks and will evaluate where we are at come the end of the week but if it’s a slow week we will likely start working on the unemployment process.
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Well that seals it, our governor (connecticut) just ordered all restaurants and bars to a mandatory shut down. It was nice knowing you all.
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Well that seals it, our governor (connecticut) just ordered all restaurants and bars to a mandatory shut down. It was nice knowing you all.
our governor just closed restaurants, bars, gyms, and movie theaters... hearing word of closure for all nonessential businesses but nothing confirmed from the horses ass, I mean mouth...I mean Cuomo...
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I'm pretty sure that our shared boarder is going to get shut today, seems like that is what the news is leading to we'll see big news conference at 1pm
Gyms , casinos, schools , community centres, ski hills etc closed here so far
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Which state will be the first to mandate the closure of all screen printing and embroidery shops? Come on Colorado, we're rooting for you...
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Well that seals it, our governor (connecticut) just ordered all restaurants and bars to a mandatory shut down. It was nice knowing you all.
our governor just closed restaurants, bars, gyms, and movie theaters... hearing word of closure for all nonessential businesses but nothing confirmed from the horses ass, I mean mouth...I mean Cuomo...
Our ass (Lamont) worked with your ass (Cuomo) and NJ's governor to come up with these shut downs. Everything you listed as well as some other business types are part of the mandatory closure starting tonight at 8:00 PM.
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I have been very impressed with how our Governor and the ATL mayor have been handling this. I can only take a few minutes of Brian Kemp speaking before it feels like nap time, but he's doing a great job so far.
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We have had cancellations, and some orders are still going ahead. It was starting to get busier from a quiet Jan/Feb so......... :'(
They have closed the schools for the rest of the school year here in Alberta. Bars, restaurants are still open for now. City run stuff like pools, fitness centers etc. are closed.
Fun times.......
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Not trying to get this pushed to the controversy cage or anything... but this all seems to be a gross overreaction on the part of media & governments. Its not like this is freaking ebola right?! 20 yr olds aren't bleeding out of their eyeballs and dying here. The vast majority of folks who get sick have mild symptoms and can ride it out at home from what I understand. Why the hell are we shutting down the entire economy for what is basically influenza. Why not just have the high risk population self quarantine and have them medical community practice standard contact / droplet precautions to prevent the spread into at risk populations. The effects on workers, businesses, and the economy as a whole should be taken into account. We're not going to be able to get this time back. In the UK they're not banning public gatherings and are basically waiting it out so that the population develops herd immunity, therefore stopping the spread. Theory is once 60-70% of the pop gets it, they have immunity and the spread stops / slows. Meanwhile life goes on and only the high risk population is very careful. Better solution IMO, considering that containment may or may not actually work at this point.
I have family in the high risk population, if they get it, its not going to go well. Its up to them to be mindful, but damn the economic impacts have to be balanced here, or there are going too be a whole lot of repos (and worse) going down for people who live from paycheck to paycheck.
We have dropped pretty hard, zero contract biz incoming and many in the queue cancelled. Now that they are shutting down restaurants, breweries etc AKA my retail customers, I also have to worry about my receivables. Are we going to get paid, hope so? Usually we're are pretty low on the totem pole when it comes to getting paid. May have to reconsider net 30 terms in the future depending on how all this shakes out. Furloughs looking inevitable, for 4-6-8 weeks? We can only clean the press, ink containers, and sharpen squeegees for so long.
Always the possibility that i'm totally off base in my assessment. But really, I cant help but think we're being screwed here, and its going to get much worse before it gets better.
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I agree, I am more inclined to push for the herd immunity because the second wave can and usually more severe. The damage to the economy this is taking is probably cause more issues than the virus itself.
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Not trying to get this pushed to the controversy cage or anything... but this all seems to be a gross overreaction on the part of media & governments. Its not like this is freaking ebola right?! 20 yr olds aren't bleeding out of their eyeballs and dying here. The vast majority of folks who get sick have mild symptoms and can ride it out at home from what I understand. Why the hell are we shutting down the entire economy for what is basically influenza. Why not just have the high risk population self quarantine and have them medical community practice standard contact / droplet precautions to prevent the spread into at risk populations. The effects on workers, businesses, and the economy as a whole should be taken into account. We're not going to be able to get this time back. In the UK they're not banning public gatherings and are basically waiting it out so that the population develops herd immunity, therefore stopping the spread. Theory is once 60-70% of the pop gets it, they have immunity and the spread stops / slows. Meanwhile life goes on and only the high risk population is very careful. Better solution IMO, considering that containment may or may not actually work at this point.
I have family in the high risk population, if they get it, its not going to go well. Its up to them to be mindful, but damn the economic impacts have to be balanced here, or there are going too be a whole lot of repos (and worse) going down for people who live from paycheck to paycheck.
We have dropped pretty hard, zero contract biz incoming and many in the queue cancelled. Now that they are shutting down restaurants, breweries etc AKA my retail customers, I also have to worry about my receivables. Are we going to get paid, hope so? Usually we're are pretty low on the totem pole when it comes to getting paid. May have to reconsider net 30 terms in the future depending on how all this shakes out. Furloughs looking inevitable, for 4-6-8 weeks? We can only clean the press, ink containers, and sharpen squeegees for so long.
Always the possibility that i'm totally off base in my assessment. But really, I cant help but think we're being screwed here, and its going to get much worse before it gets better.
The simple answer as to why these seemingly extreme measures are being taken is quite simply "to hopefully flatten the curve"
Google it.
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90% of our work is from restaurants, bars, wineries, schools and cruise lines. I just talked to the boss and lay-offs and/or shortened work weeks are inevitable. For heaven's sake, even the libraries are shut down in this
city town.
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Here in Vegas. Casinos are shutting down completely. They are estimating 200,000 service industry layoffs shortly. MGM properties and the Wynn have already closed
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It's getting hard to make a plan, I must say. Coming out of a crappy January and February, this isn't good. It was picking up nicely too, but today is a ghost town. Grrrr...
Steve
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We still have a couple weeks or so of work. Thankful for that. However today email has been very light the entire today. I think we are just starting to see the effects.
Keep in mind last week for a lot of Americans is when this went from a Meme, to real. I've been planning for this since January as we have been watching twitter and reddit for the media really got a hold of this.
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Yes, we are probably over-preparing, but here is the simplest way to explain "flattening the curve"
This virus spreads FAST, and about 10% of those that get it will require hospitalization. We don't have 1/2 the hospital beds needed if we continue on the trajectory we are on with infections. The idea is to slow down transmission and keep enough beds open for everyone AND also to not overwork our healthcare workers.
You more than likely WILL NOT die from this. But look at Italy...they overwhelmed their healthcare system and those that needed care couldn't get it, so they dies at home and now their loved ones are essentially trapped with a dead body. These are people that would be alive if they got the care they needed
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I agree, I am more inclined to push for the herd immunity because the second wave can and usually more severe. The damage to the economy this is taking is probably cause more issues than the virus itself.
....read that again....
But I'm not a doctor, I just put PaInT oN TshiRts :o
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I just don't know what to say, but I do know we are going to be in some real trouble, we a have few jobs left on the board and pray we can print them before they cancel, right now I'm just feeling sick, not from any virus but from what comes next, heck I might have to close our shop if this goes on for a few months.
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This is going to get interesting.
It will be interesting to see how long this "quarantine " really lasts. How long do you think the businesses will be staying closed for? I dont think it matters what the government says, people here will get restless. Theres going to be a tipping point in the amount of time it lasts. We will be desperate to keep our businesses alive somehow. Not just ours, but everyones.
ill bet 100 bucks that this virus has already been here in the united states making the rounds. Before the first person even tested positive. So really its really to late to start all of this crap.
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We are done as of today. I own another business and it's also closing. All our merch clients have suspended orders, no school activities, spring Softball/baseball orders canceled, our restaurants are on hold, the last order we had was finished today.
The only good news- we didn't close on our new location yet.... If that can be considered good news?
The scary part is my daughter lives in France along with my wife's family. We've been watching the spread in Europe and how it's overloading the hospitals. Every time I read someone's post about this being an over reaction, I think about the doctors in Italy that are no longer treating the elderly because they have neither the bed space or resources. The closed case fatality rate is at 8%. That's the number of cases that the infected person either recovered or died. The 3% rate is based on the total number of case versus the total number of deaths.
At the end of the day, I just wanna print some cool tees....
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ill bet 100 bucks that this virus has already been here in the united states making the rounds. Before the first person even tested positive. So really its really to late to start all of this crap.
Honestly, I think I might of had it from Thanksgiving until almost Christmas. Threw up Thanksgiving night, had a fever for about a week after that and then it turned into the worst cough I've ever had. I never go to the doctor but this was keeping me up at night so I finally got some cough syrup which knocked me out and eventually stopped coughing. My brother had the same thing and my Fiance. Could of just been a really bad flu (which apparently is what this is anyway). Doctor didn't test me for it because it wasn't really being publicized yet. My in-laws were also visiting from Italy around then so.....
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PATIENT ZERO! GET HIM!
Sent from my iPhone using Tapatalk
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ill bet 100 bucks that this virus has already been here in the united states making the rounds. Before the first person even tested positive. So really its really to late to start all of this crap.
Honestly, I think I might of had it from Thanksgiving until almost Christmas. Threw up Thanksgiving night, had a fever for about a week after that and then it turned into the worst cough I've ever had. I never go to the doctor but this was keeping me up at night so I finally got some cough syrup which knocked me out and eventually stopped coughing. My brother had the same thing and my Fiance. Could of just been a really bad flu (which apparently is what this is anyway). Doctor didn't test me for it because it wasn't really being publicized yet. My in-laws were also visiting from Italy around then so.....
The virus just made the jump from animal to human in China in the third week of November. I really doubt you had it.
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ill bet 100 bucks that this virus has already been here in the united states making the rounds. Before the first person even tested positive. So really its really to late to start all of this crap.
Honestly, I think I might of had it from Thanksgiving until almost Christmas. Threw up Thanksgiving night, had a fever for about a week after that and then it turned into the worst cough I've ever had. I never go to the doctor but this was keeping me up at night so I finally got some cough syrup which knocked me out and eventually stopped coughing. My brother had the same thing and my Fiance. Could of just been a really bad flu (which apparently is what this is anyway). Doctor didn't test me for it because it wasn't really being publicized yet. My in-laws were also visiting from Italy around then so.....
The virus just made the jump from animal to human in China in the third week of November. I really doubt you had it.
You misspelled "escaped from a Chinese research facility." Honestly, that is what the Chinese government is saying...and at this point anything they say is nothing but lies. This is their fault.
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I'm a skeptic when it comes to the origin. I know what the media is saying, but I don't think anyone really knows.
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Sales hit the breaks yesterday. We will work till there is no work or until the government makes us not work.
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Maybe a small candle in the dark universe, but I just starting free and unsolicited samples from some of our suppliers. free stuff doesn't translate to orders or $$$$ but it's free. Better than getting a bill.
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One of my larger contract customers asked if we're still open and if we want more work. I don't know how they're keeping so busy since they're literally on the NYC border but I'll take as much of their orders as they're willing to send my way. NJ is closing all businesses down by Saturday apparently but since I work alone I still plan on coming in as long as there are shirts to be printed.
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In one of their markets a bat bit a duck... and someone ate the duck.
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Ok so we're in crap. Question is how to deal with it. Watching the same TV news all day doesn't help.
I plan to:
Learn a lot more about Photoshop and Illustrator. ( I know Corel quite well)
Get fit.
Loose weight.
(also clean my carousels, stretch screens, sort out my Pantone colors, etc)
Sitting around getting depressed doesn't help.
Humour helps, this situation is too big to worry or deal with on a personal level.
"Don't worry, be happy"
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If you have more than 4 employees look into the Work Sharing Program, or short-time compensation (STC).
Is an Unemployment Insurance program that allows an employer to reduce the number of hours an employee works during a week while unemployment compensation makes up some of the difference in income.
That way you can avoid a full layoff, and run a smaller production, and have your employees still get partial unemployment benefits.
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Ok so we're in crap. Question is how to deal with it. Watching the same TV news all day doesn't help.
I plan to:
Learn a lot more about Photoshop and Illustrator. ( I know Corel quite well)
Get fit.
Loose weight.
(also clean my carousels, stretch screens, sort out my Pantone colors, etc)
Sitting around getting depressed doesn't help.
Humour helps, this situation is too big to worry or deal with pn a personal level.
"Don't worry, be happy"
Those are great plans. It beats day drinking & getting fat which is what we are doing. I've already eaten all our quarantine snacks.
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If you have more than 4 employees look into the Work Sharing Program, or short-time compensation (STC).
Is an Unemployment Insurance program that allows an employer to reduce the number of hours an employee works during a week while unemployment compensation makes up some of the difference in income.
That way you can avoid a full layoff, and run a smaller production, and have your employees still get partial unemployment benefits.
forget about partial programs. Get the layoffs going now. We have ZERO orders for next week and I don't see us getting any for a month. Have the government pay those salaries or you will be going out of business! 'been there, done that twice already. . .
pierre
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don't want to get into it too deep, but I've faced similar situations (from the economic perspective) twice already.
SAVE ALL YOUR CASH! Stop paying everything you can get away with. And I don't mean spending, I mean stop paying your electric gas maybe even rent if you can do it. They will not kick you out right away. If two months from now you realize you are going out of business you will at least have the money to pay off the equipment and what ever is guarantied personally.
Anybody who thinks they are going to close this year with more than 50% of last years sales is smoking something. If we are lucky we will do 60% of last year in 2021. Can you survive if your production is cut in half? What are you going to do about it now before it's too late?
pierre
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ill bet 100 bucks that this virus has already been here in the united states making the rounds. Before the first person even tested positive. So really its really to late to start all of this crap.
Honestly, I think I might of had it from Thanksgiving until almost Christmas. Threw up Thanksgiving night, had a fever for about a week after that and then it turned into the worst cough I've ever had. I never go to the doctor but this was keeping me up at night so I finally got some cough syrup which knocked me out and eventually stopped coughing. My brother had the same thing and my Fiance. Could of just been a really bad flu (which apparently is what this is anyway). Doctor didn't test me for it because it wasn't really being publicized yet. My in-laws were also visiting from Italy around then so.....
The virus just made the jump from animal to human in China in the third week of November. I really doubt you had it.
You misspelled "escaped from a Chinese research facility." Honestly, that is what the Chinese government is saying...and at this point anything they say is nothing but lies. This is their fault.
Actually that were US scientists who said that. They can tell by the DNA sequence when the jump occurred.
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Ok so we're in crap. Question is how to deal with it. Watching the same TV news all day doesn't help.
I plan to:
Learn a lot more about Photoshop and Illustrator. ( I know Corel quite well)
Get fit.
Loose weight.
(also clean my carousels, stretch screens, sort out my Pantone colors, etc)
Sitting around getting depressed doesn't help.
Humour helps, this situation is too big to worry or deal with on a personal level.
"Don't worry, be happy"
I like your attitude. My wife is the same.
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I’ve been wrestling with all comments over the past 7 pages. However, Blue Moon’s comment just hit me like a ton of bricks. Looking forward, even just 6 months, how does one manage the overhead monster of a once thriving business, when revenue drops 90% overnight. Setting aside the agonizing notion of laying off the best crew we’ve had.....If one were push back creditors/vendors payments, could one emerge on the backend even able to conduct business, as we all know it will take credit to dig back out of the hole. Or will it be just so damn ugly that it’s the norm.
Blue Moon is correct. If one approaches it conservatively at the start (my inclination) and its way more ugly, you just burned a ton of cash in a matter of weeks.
Just need someone to talk me off the ledge....or push me off it. (lol, not really)
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From the equipment side, even the largest companies can/will fall. No way around it!
Drastic measures are/will be implemented. The overhead,lease,loan payments will be cut and renegotiated.
Jobs will be cut. Time will tell if they survive. I totally agree with Blue Moon's take on the situation.
The CHINESE Virus is Deadly. The Economic Fallout Will Be Nothing That I Have Seen In My Life Time.
Take care of those close to you. All the Best!
Winston
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So this is the only place I can honestly say this and the readers will understand. I'm sick of hearing about the bars & restaurants losing business.
We went from an amazing 2019 (more than doubled our sales and looking at a new building) to the worst feeling that I've already had to let everyone go. In one week. We have exactly zero new orders. This will be worse than 2008, people aren't going to spend any money after the recovery.
I honestly thought our client base was diversified enough to weather any storm. No one could have predicted- no sports, no conventions, no group outings, no schools/school activities, no restaurants, no running events, and no summer camps.
Indiana's governor won't declare an economic emergency. And states can't access any of the $50B SBA funds until your state declares. I jokingly said we day drink, but the truth is... I day drink.
And can't sleep, obviously, thinking about all the work we put in to building our business only to watch it crumble.
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I'm wondering how many of us that make it through this are going to rethink our pricing. I know I will. For years I've sold low, not to low ball, but because I honestly thought I was doing my best to give people a great price and live a modest life. Well, that's all going to come home to roost now. I know there's a few of us here that weathered 2008, but I have a strong feeling that this ain't gonna be that.
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Pierre got it right.
What's frightening about this virus is how fast it's affecting the world, I am attaching a article form the January edition of the New Scientist saying that they have found a virus in Wuhan and 59 people are affected and they are not sure what it is. That's 3 months ago, crazy.
The SGIA should get a legal team to advise on all these questions about how to handle staff and what loans to get, etc.
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A lot of this is going to come down to your cash reserves. We've been responsible in that department. Our soft plan is once the work stops from either lack of sales or being forced to close by the government, we will keep our staff employed for a short period. Then we will simply have to lay everyone off. Makes me sick to do it. We had ultra slow day Monday, about half sales as normal day yesterday. We have about a week and a half on the books for screen printing and 2 weeks on embroidery.
Then from there we trim 100% of all non essential spending. Sell cars I don't need, refi house/building/talk to my bank about maybe going interest only for a period (know the bank on a personal level). When things turn back to good we bring people back as we can and move forward the best we can. One thing to remember is a lot of shops will go out of business on this. If you can make it out the other side there will be a larger piece of the pie there if you can manage this chaos.
The important part to remember is everyone is about to be faced with similar as you are. Panicking will not solve anything. Sit down look at your situation and make some tough choices.
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as of tomorrow I am the sole employee of Repla. It hasn't been this way since 1986.
The contract work here is trickling in. Our regular work was shut off like a faucet.
I've already contacted all of our leasing/loan companies and I am in the process of renegotiating those. We are essentially shutting down. It will be temporary, hopefully.
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I have been looking at applying for the SBA business loan to get through. BUT, then i started thinking what if i make it a month, and we are still where we are? Then i still have to pay that loan back..with interest. so then i would be worse off then i am.
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And i told my staff to file for unemployment now...they have been trying for 2 days... no one can get on to do it. The system is overwhelmed.
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I have been looking at applying for the SBA business loan to get through. BUT, then i started thinking what if i make it a month, and we are still where we are? Then i still have to pay that loan back..with interest. so then i would be worse off then i am.
We've checked in to the SBA emergency funds. It's $50B from the Fed. You can apply for up to $2M at 3.75% However, your state has to declare an economic financial crisis before you can apply. Here' in Indiana, we can't yet.
Here's the info we got from our Chamber of Commerce, that's been awesome in trying to help but they are pissed that the state won't do anything. Holcomb is a tool....
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources (https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources)
https://www.sba.gov/disaster-assistance/coronavirus-covid-19 (https://www.sba.gov/disaster-assistance/coronavirus-covid-19)
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I know it's hard to find a silver lining in all this mess, but the only thing we got going for us is all our equipment is paid for and our biggest expense shop wise is rent. We are hoping we have enough reserve to outlast the shutdown, this is one time I'm glad we are small so to speak but then again we still might shut down scary as hell for sure.
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if you are in florida they do have small business emergency bridge loans up to 50K no interest till December. talk to your loan holders to see if you can defer payment for 60 days. these are the steps we are taking now.
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Yea our idiot Governor hasn't declared yet either in Colorado.
So No Help! yet....
Shane
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Okay, I figured that it was time for me to check in on this as well, coming from a slightly different perspective, as I represent the very small volume end of this industry. As many here may know, for the last few years I have been "retiring", merely letting my business die a slow, natural death, with no advertising, SEO,or other promotion. and even finally being able to really, really know when to say no, and cherry pick jobs. Screen Printing jobs that deem worthy get sent to a buddy's shop to do, and I've been taking the small runs, and vinyl and digital transfer jobs that others shun, and always seem to pop up regularly, and allow me to remain creative, and do what I like doing.
Last week, the spigot started to trickle with no follow up emails on jobs that were going to happen, but I was waiting on their art or other details.
Monday, no new calls or emails, and Tuesday the entire SF Bay Area (7 counties) entered a "Shelter in Place" status that closed all non-essential business locations to the public. Business that sell supplies for business and shipping stores like UPS remain open. as do hardware stores, and grocery, and pet food shops. "Non-essential" travel is banned. We can drive for supplies, health reasons, and food. We can walk or hike or run if we can keep the required distance from others.
For me, the financial impact is far less than for most of you. No employees, minimal overhead with my business located on my residential property. Nonetheless, it is quickly sinking in to me that Social Security, and the small dividend check from my retirement account is not going to cut it. That check, will, of course, be considerably cut as well. I guess that essentially, I am now retired and will have to now rely on said account, dwindling daily with the whims of the market as it is.
I also know that eventually, things will turn around. And, contrary to the somewhat sick trend of millenials cheering this as the "Boomer Remover", Mrs. Frog and I will survive, and even thrive in that time of life for us in which we still feel young and healthy enough to do the things we want, and old enough to afford them.
Good luck, and stay well my friends.
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I know it's hard to find a silver lining in all this mess, but the only thing we got going for us is all our equipment is paid for and our biggest expense shop wise is rent. We are hoping we have enough reserve to outlast the shutdown, this is one time I'm glad we are small so to speak but then again we still might shut down scary as hell for sure.
Same here I have been pretty conservative over the years, maybe not expanding as quickly as others , maybe not earning as much as others but have ended up with 5 employees and no debt , have always kept enough in the bank to carry any overhead for a year. I'm paying my people for the next 2 weeks then we will see, orders have slowed a great bit but orders are still coming in. I'll see how I feel in a month but at this point who knows. stay safe everyone.
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I have been looking at applying for the SBA business loan to get through. BUT, then i started thinking what if i make it a month, and we are still where we are? Then i still have to pay that loan back..with interest. so then i would be worse off then i am.
We've checked in to the SBA emergency funds. It's $50B from the Fed. You can apply for up to $2M at 3.75% However, your state has to declare an economic financial crisis before you can apply. Here' in Indiana, we can't yet.
Here's the info we got from our Chamber of Commerce, that's been awesome in trying to help but they are pissed that the state won't do anything. Holcomb is a tool....
I spent 5 hours on this monday. 5 hours just to get registered. Then finally found what i was looking for. Tried to apply - nope. We are located in Upstate NY - Albany area - and ONLY 3 counties in ny are eligible - 3 that are downstate.
as of today its still the same way.
Last night having insomina, i was thinking about this loan with interest, what happens if i take a loan out to get me through the month...then what happens if we are still like this in a month? So then we are still closed, will there be money for another loan with interest? Or do i have to close up for good and NOW i have a loan hanging over my head to deal with that could take years to pay back...
If i saw any light at the end of the tunnel here, then i would do it... but i search and can not find anything positive coming up in the next couple weeks.
If anyone has sees any glimmer of hope or timeline for this please share.
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources (https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources)
https://www.sba.gov/disaster-assistance/coronavirus-covid-19 (https://www.sba.gov/disaster-assistance/coronavirus-covid-19)
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If you get a loan, do not use the money. Have it sitting in the bank to use after the virus is under control.
When the businesses reopen and ppl are walking out and about, you will see if you can use the money to get going again.
That is the only acceptable use for it. Even then you will have to do some math to figure out if the risk is worth it.
Pierre
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If you get a loan, do not use the money. Have it sitting in the bank to use after the virus is under control.
When the businesses reopen and ppl are walking out and about, you will see if you can use the money to get going again.
That is the only acceptable use for it. Even then you will have to do some math to figure out if the risk is worth it.
Pierre
I literally just got done having that conversation with our bank. They advised getting the loan when it becomes available and sitting on it.
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interesting way to think about the loan.
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Shifting gears here. Although we have an "Emergency Action Plan" in place, we sure weren't ready for this. We made it through a devastating flood in '08 and thought we learned a lot. While we have documentation on responsibility of certain people in certain areas, we clearly weren't ready for this. And honestly I don't know how this will play out for us. I've made time over the last few days updating our plan and making sure all procedures are in place for both short term and long term shut down. Others are taking care of documenting the same things in other areas of the building. I did drop an email to M&R to verify what I need to do with my ST in either case. Although it's in the manual, I wanted to make sure I was completely clear on it. Everything is in a document on a shared drive here, and also hard copies updated and now in the EAP. I never imagined things like this could happen. Naive I guess? But now we are updated and I'm thinking about anything I may have missed. When they shut down bars (nooooo) restaurants etc here, those businesses had TWO hours to be secured and locked up. That's not a lot of time. I'm still not in panic mode, but I want to make sure if things continue like this, we are as ready as we can be. Just some thoughts from a survivor of a different kind.
I truly hope you all stay safe and make it through this. A lot of businesses won't. There are a lot of great people here. Hate to lose any of ya.
Dave
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Small team here. Laid off 2/3 of my guys today.
Last guy is my main customer service person, he is going to be able to work from home but I still see how work slowing down over the next week or two.
We’ve got some work in the pipeline still so I’ll be running production solo for a bit.
Loans are super cheap right now so I applied a few days ago.
I don’t want to use it to stay afloat though. I think our cash reserves can keep us open for several months if the payroll is reduced.
I’m staying optimistic. It’s not the end of the world so when this all blows over we’ll be busy as hell. Just need to get through it.
Excited to test some different white inks and play with my new eco frames without client deadlines looming.
Best wishes to everyone.
Sent from my iPhone using Tapatalk
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When we finish this last job, there is nothing on the books. I guess I'll fix a few things and run the rocket launcher on dummy screens with the hope I'll use it for something real in the future. I've never in my lifetime experienced anything like this so trying to deal is a challenge along with many others. My brother-n-law is a farmer so when everything dries up I'll ask him if he has anything I can do to make money to survive on. I have some put back but not near enough. We were thinking of buying a 6 head barudan before the end of last year. I'm so glad we decided to hold off. I hope the best for everyone.
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Nobody was ready for this...I mean who saw this one coming. And I swear to god if someone pulls out a Nostradamus quote that vaguely predicted this I will break any travel ban to come break your kneecaps.
On a serious note...no one was ready. We've never seen anything like this in modern times. It seems like ages ago we were all laughing at how bad the Iowa caucus was...and was a winner ever declared?
I am also not sure any state has declared an economic disaster yet. I think they are still in the state of emergency territory. I imagine it will happen quickly though with all of the restaurants and schools closing.
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It seems we are all in a precarious state. I appreciate the wisdom flying about here, as we may soon go down to 2 people, me and my partner, just like when we started. Our very best person, who takes it upon herself to ship/receive, schedule, and is a fantastic manual printer, will go down to 3 days as long as we can. All understand what's going on, couldn't ask for better people, and to have to do this is real spirit crusher for me and Paul. But, we will struggle through as best we can to see if we can get through it, we both have personal reserves, and I could always start collecting Social Security, I'll be 68 at the end of April. I'd rather wait until 70 though, for maximum benefits. So, let's all put our seat belts on, it's going to be a bumpy ride. My very best wishes to all here, a truly great gathering of good people...
Steve
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Certainly sad to see everyone struggling so hard.
If we can all learn something form this, it has to be keeping a larger nest egg for times like this. Although this is totally out of left field it could happen again.
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Shifting gears here. Although we have an "Emergency Action Plan" in place, we sure weren't ready for this. We made it through a devastating flood in '08 and thought we learned a lot. While we have documentation on responsibility of certain people in certain areas, we clearly weren't ready for this. And honestly I don't know how this will play out for us. I've made time over the last few days updating our plan and making sure all procedures are in place for both short term and long term shut down. Others are taking care of documenting the same things in other areas of the building. I did drop an email to M&R to verify what I need to do with my ST in either case. Although it's in the manual, I wanted to make sure I was completely clear on it. Everything is in a document on a shared drive here, and also hard copies updated and now in the EAP. I never imagined things like this could happen. Naive I guess? But now we are updated and I'm thinking about anything I may have missed. When they shut down bars (nooooo) restaurants etc here, those businesses had TWO hours to be secured and locked up. That's not a lot of time. I'm still not in panic mode, but I want to make sure if things continue like this, we are as ready as we can be. Just some thoughts from a survivor of a different kind.
I truly hope you all stay safe and make it through this. A lot of businesses won't. There are a lot of great people here. Hate to lose any of ya.
Dave
Didn't know it made it down your way! Thought the fields of pigs and corn would fend the virus off.... Hope you are doing well man. Dan is freaking out, he leaves with his wife and retreats back your way Friday to ride out the storm down by you.
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If you get a loan, do not use the money. Have it sitting in the bank to use after the virus is under control.
When the businesses reopen and ppl are walking out and about, you will see if you can use the money to get going again.
That is the only acceptable use for it. Even then you will have to do some math to figure out if the risk is worth it.
Pierre
I literally just got done having that conversation with our bank. They advised getting the loan when it becomes available and sitting on it.
I have to guess at the concept here; is the idea to get the loan now for the best interest rate? Like all of us, our vendors will be screaming for money, of course, and I see paying for shirts with personal credit cards so they'll ship, then reimburse ourselves immediately, and let the loan sit until the sun starts to shine again. I know I'll get through it, but the hardships on our employees is the shitty part...
Steve
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Similar situation to most of you for us as well. Turned off like a light switch. Had everyone in Monday to finish up jobs we had and laid everyone off for the foreseeable future. Pisser is we were having a great start to the year. Up 20% in January. Almost up 50% in February. Great start to March. Had 2 enormous (for us) jobs lined up for end of March. All gone in the blink of an eye. Sucks is a good word I can use to describe it...
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The only good thing is that the virus dose not turn people into Zombies.
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I'm also using this time to unsubscribe to a few hundred emails that come from somewhere I do not know of. Digital house cleaning I guess
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We laid off our 2 main production guys today, I could barely get the words out of my mouth, these guys have been so good to us. They totally understood and realize they are better off on Unemployment and are hopeful to come back if we all make it through.
So it's basically just my partner and I holding it down as long as we can in straight up survival mode. Between the 2 of us, we can run the entire shop and keep things as lean as possible. I think we can make it to the summer with our reserves and a little longer with some unpaid invoices (hopefully). We still have a few orders to do and possibly a few orders coming in, maybe.
We reached out to our bank today to hopefully defer loan payments on our Auto for as long as possible. Tomorrow I'll be talking with the landloard to see if we can hold off on rent, not sure how that will go, but at this point as Pierre mentioned, we are going to try to hold on to as much cash as we can for as long as possible. I'm going to try to defer everything, taxes, terms account with vendors, whatever we can. The loan option will be a last resort only if we feel like we can really pay it back some how.
There is a light at the end of this, despite how dim and far off it seems right now, it's just a matter of holding on for as long as possible. I feel like by the fall things will be picking back up again. I'm trying to remain hopeful, I'm not going to roll over and die and cave into the depression of all this.
I'm trying to figure out what industries are not totally shutting down. there are a few companies out there that still need custom screen printing and i'm going to get out there and sales rep it as hard as i can. Police, fire depts, Town maintenance crews, utility companies, electricians, plumbers, construction, landscaping, they are all still working for now. Some of it maybe small quick orders, but i'll take what i can get, crap i started this dam business on small piss orders, i fought my way out of the garage printing thousands of shirts manually, finally made it into a shop and an auto and employees and for the past few years it's been going freaking awesome. I will be dammed if this virus kills my business!
that's it for now, i'll see you guys on the other side.
Everyone stay healthy
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4 man shop here. Laid off everyone except myself. Lucky our crew are younger kids without a ton of financial responsibility. A lot of our market is education K-12; so we’re done for now. We initially had enough work to carry us another week; This was prior to our President putting the world on notice this thing could carry on until August. All orders were cancelled, and hopes were dashed after that press conference. Of course we weren’t smart enough to have enough nest egg for multiple rainy days! Lol… We have a 30 day plan that will work, but not perfect. I’m spending the next couple days putting a dollar amount on a 90 day plan; Once budget is complete, I will decide on cheapest way to fund it and move on. Not many other options. Will use this downtime to follow other industries and their recovery patterns.
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I came to check on my old friends hoping its not that bad....... Sorry Guys.
Im still in business but contract things out. My main source of income is a food factory job. It pays well and of course they can't make enough. They actually couldn't before this.
Was telling my wife tonight thank God I dont have a lease, equipment, and a screen printing business as my main source of income.
I did buy an antec 6/4 dirt cheap few months ago and I was gonna clean it up and resell it. Was busy and never got around to it yet. Looks like I will be sitting on that awhile.
Hang in there guys. Eventually things will be back up and going again.
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If you get a loan, do not use the money. Have it sitting in the bank to use after the virus is under control.
When the businesses reopen and ppl are walking out and about, you will see if you can use the money to get going again.
That is the only acceptable use for it. Even then you will have to do some math to figure out if the risk is worth it.
Pierre
I literally just got done having that conversation with our bank. They advised getting the loan when it becomes available and sitting on it.
I have to guess at the concept here; is the idea to get the loan now for the best interest rate? Like all of us, our vendors will be screaming for money, of course, and I see paying for shirts with personal credit cards so they'll ship, then reimburse ourselves immediately, and let the loan sit until the sun starts to shine again. I know I'll get through it, but the hardships on our employees is the shitty part...
Steve
Actually, the thought was that if this continues the government could come out with assistance programs that could help offset lease, utility, vehicle, and other payments in the form of grants or forgiveness. Our bank even said we could see companies/vendors offering buyout deals. Buy out your equipment leases at a reduced rate. Lenders are going to be just as strapped for cash as we are.
So, if we get a loan now, sit on the money until we now what other plans become available. Congress is already looking at suspending evictions, rent payments, and utility payments. The lost income from those payments would be covered by the government. One banker told me flat out, don't be a boy scout. You have to play the long game if you want to survive.
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I'm also using this time to unsubscribe to a few hundred emails that come from somewhere I do not know of. Digital house cleaning I guess
Same! Never knew how many pizza sites I signed up for over the years! They are targeting me hard right now!
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I know some of us in the screen print are gonna get hurt, how hurt I don't know, but just looking beyond this industry, I'm looking at my customers and thinking the $1000 payments they are talking about might hurt people later but look good right now if it is not spent right, so saying that I could see landlords reducing there rents and electric companies doing the same for a few months, you can always buy cheaper foods to eat, but JIMHO if people can keep a roof over there heads and lights on that would calm a lot of people nerves. Some people I know are going to take advantage of this like some pass history did in economy down fall.
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Add gift cards to your website if you can. I'm fortunate that I have a small coffee roasting business/hobby that is trickling people in. We have a gift card which has both the shirt and coffee business on them. I was just able to add it to our coffee site, not sure why I waited, and link it to both sites and post it to FB. I'll take what I can get. Also wiping our business bank account down to the minimum as they like to help themselves if a loan payment is late. Brutal here.
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Personally, I was just blessed with a final notice for an assessment of a highway that was built a mile from my house. That's 700 bucks I could use on other things. I have a month to pay and they make it clear they will not defer this payment. And they were nice enough to send it to 259 of my neighbors. I may just choose not to pay it now.
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Still getting plenty of request to print shirts and banners from the scammers.
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Heads up, Adobe is giving two months free!
https://www.reddit.com/r/web_design/comments/flbq6m/adobe_is_giving_everyone_2_months_of_free/?utm_source=share&utm_medium=ios_app&utm_name=iossmf
Wasn’t sure if this is the best place to post this but we all need to share more resources!
Sent from my iPhone using Tapatalk
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we have a facebook campaign going right now, we are giving away a free "OPEN" banner to any business still open and operating. We have made so many new connections with businesses we have never dealt with before. So many restaurants doing take out only, everyone is hanging them up, taking pics for instagram and spreading the word. When this shitstorm is over, we will have an influx of work off this. I guarantee it...Gotta find a way to keep going. As Jocko would say... Life getting tough? GOOD.....Time to adapt and improvise.
If you don't know Jocko, you are already a step behind.
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At least the boards are staying busy to give me something to read!
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we have a facebook campaign going right now, we are giving away a free "OPEN" banner to any business still open and operating. We have made so many new connections with businesses we have never dealt with before. So many restaurants doing take out only, everyone is hanging them up, taking pics for instagram and spreading the word. When this shitstorm is over, we will have an influx of work off this. I guarantee it...Gotta find a way to keep going. As Jocko would say... Life getting tough? GOOD.....Time to adapt and improvise.
If you don't know Jocko, you are already a step behind.
Thanks for this info Jay! We are starting this this afternoon!
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I'm in California and last night the entire state was ordered to stay home. Not like that's going to stop me from going in to the shop to finish orders, but it shows how serious the restrictions are becoming. Orders have come to a complete halt. I haven't had a single order placed in the past week. I've had lots of fears over the past 5 years of running this shop, but I never could have prepared for something like this. Here's how I look at it. If this home quarantine lasts for months, that means there are no events, schools, restaurants, coffee shops, etc. to print for. So I could go months without any work. Luckily, I don't have any employees, so I only have to worry about myself and my family. The worst case scenario would be to close the shop doors and liquidate all of my assets. The problem is, who is going to be buying printing equipment in this current state of our country? So I doubt I'd be able to even cash out on my assets. I have $6600 of overhead between my shop and my mortgage, so if this past week is any preview of times to come, It's over for me. Not trying to bring everyone down or anything. I'm just venting.
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Had to tell my employees today to prepare to be unemployed in 5-7 business days today. Like most we finally have seen a steep drop off in business. The goal here is to exist when this thing blows over finally.
Best wishes all.
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I just hope we all are back here chatting and bullshinning with each other on the other end of this crap, our government here I think is going to shut us down and my UPS driver told us yesterday the union wants them to shut down, so if that happens we might as well go home also, but until then we are still printing, and cleaning!
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I am working solo...have been for the last 2 days. Everyone was laid off and is applying for part time jobs or unemployment.
If you haven't already contact ALL of your debtors...landlord, credit cards, mortgage companies, etc and see what they are offering. I know Capitol One is currently offering a 1 month deferral, but she said they are monitoring it and will do what is necessary. Any little bit helps right now. We have enough in reserves that I can run the company on very little.
We do work for the local hospital, and I can run that work solo. It won't be enough to keep us going, but it will make the majority of payments outside of payroll. My dad owns the building, so I am deferring rent.
HOLD ALL CASH/MONEY. As pierre stated you can't do anything on the other side without it.
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I'm in California and last night the entire state was ordered to stay home. Not like that's going to stop me from going in to the shop to finish orders, but it shows how serious the restrictions are becoming. Orders have come to a complete halt. I haven't had a single order placed in the past week. I've had lots of fears over the past 5 years of running this shop, but I never could have prepared for something like this. Here's how I look at it. If this home quarantine lasts for months, that means there are no events, schools, restaurants, coffee shops, etc. to print for. So I could go months without any work. Luckily, I don't have any employees, so I only have to worry about myself and my family. The worst case scenario would be to close the shop doors and liquidate all of my assets. The problem is, who is going to be buying printing equipment in this current state of our country? So I doubt I'd be able to even cash out on my assets. I have $6600 of overhead between my shop and my mortgage, so if this past week is any preview of times to come, It's over for me. Not trying to bring everyone down or anything. I'm just venting.
You only have overhead if you pay it. I keep saying, STOP any payments. Your landlord will not evict you and you lender will not come and get the equipment. If you have to close the business, at least you will have something left.
Pierre
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Agree, I'm usually too busy to post or much on here. I have all the time in the world now. There's a shop in town that's offering 50/50 tees- 3 color each side, 24 @ $6 each. Even if we hadn't let everyone go, there's no way I'm trying to compete with that.
I filed for the SBA disaster loan. It took 5 hours online. The servers are overloaded and the site kept crashing but again, plenty of free time. My wife is in healthcare so we have income to survive. There are places already asking/paying up to $5k a week for certain positions. She's looked at several already. Said if she's going to get sick, she may as well make as much cash as she can.
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
They are trying to shut down today but are looking at dealys. It will most likely be before next friday.
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ive contacted my lender on my emb machine. Delayed for a month. Talked to my landlord for the business, he understands, but i told him ill send what i can.
IF EVERYONE paid their PO's i can go a month... BUT they are not..LOL
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Oh.. its just me another my manager here. I have enough to finish up until next wed. Because its only 2 of us we have been slow finished things. Well its mostly him working, ive been hammering away trying to find orders. I ve been getting 2 small ones per day. I know that will prob disappear soon... we have 4 on unemployment already.
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That's funny
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
Homer you made me laugh, but I know your dead serious, but the monster we are facing can be beat if we make a stand all together, what your talking about might have one last man standing still with the monster still coming at you, I'd rather made a stand and save as many as possible, just my thinking ;)
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Just a heads up, I spoke with Geneva Capital yesterday, I wasn't looking for forgiveness on payments, but while I had him on the phone I did ask what were they going to do? He said they would give me 90 days no payments if I asked for it, probably even could stretch it to 6 months. However we do have good credit and have used them for years. FYI!
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
The economy is already shut down. It's just still slowing to a stop.
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
The problem is with this thinking is that you will not have a bed in a hospital and we will be like Italy bury the dead in pits. and do you think we have a healthy economy now? maybe 3 weeks ago but not now. plus we have 330 million people and with a death rate of 2% gives us 6.6 million dead. that is not something I would like to see happen.
I say rip the bandaide off now and shut it all down as this is what is going to happen in the end anyways
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crazy rumors floating around, end of next week there will be nationwide shutdown...
I'm probably alone in this thinking but... If we let this virus play out, it would only effect X amount of people, yes people will get sick, some will die...but....If we shut down the economy, we effect every single person in the entire country...personally, I'd rather gamble and let it go. I'd rather be sick in the hospital, pissing blood with my brains dripping out and have a healthy economy than be healthy, sitting at home worrying if my business I spent over half my life making is going to survive.
The problem is with this thinking is that you will not have a bed in a hospital and we will be like Italy bury the dead in pits. and do you think we have a healthy economy now? maybe 3 weeks ago but not now. plus we have 330 million people and with a death rate of 2% gives us 6.6 million dead. that is not something I would like to see happen.
I say rip the bandaide off now and shut it all down as this is what is going to happen in the end anyways
Not necessarily. The research coming out now shows great promise with hydroxychloroquine and a z-pack shows an incredible ability to kill the virus in 6 days or less. More study is needed, but this is very promising.
A vaccine is a minimum of 14 months off...that will be the nail in the coffin of COVID-19's ability to go pandemic ever again.
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I say rip the bandaide off now and shut it all down as this is what is going to happen in the end anyways
Most are already getting drilled, so I fully agree. Lock the crap down for minimum 14 days, meaning full USA non essential services. The way its going right now many of us have or will be closing before the full band-aid rip and we get to suffer for X amount of time before they finally pull that sucker off.
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Hard to believe this great nation and other countries are being brought to our knees by a invisible killer, and that scare's people and myself to death, the economy will bounce back in time, it's just who will bounce back with it.
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NYS All non essential business are closed until further notice. So we are closing it down, shutting the doors and waiting, hoping this won't take longer than we can afford. So much for my gung ho I'm gonna go sales rep it hard on anything left and try to keep it going. Sitting ducks.... My wife has a list of projects at home waiting.
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I dont know if this will help anyone, but I am looking into it. https://disasterloan.sba.gov/ela/Information/Index (https://disasterloan.sba.gov/ela/Information/Index) Its the small business association disaster loan site. I may have to do this to keep my business while the world shuts down.
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I dont know if this will help anyone, but I am looking into it. https://disasterloan.sba.gov/ela/Information/Index (https://disasterloan.sba.gov/ela/Information/Index) Its the small business association disaster loan site. I may have to do this to keep my business while the world shuts down.
I posted this earlier, it took 5 hours to get it done but I have a ton of free time.
I'm actually making face mask now with our ZSK. There's a massive shortage and our local hospital is in dire need along with the nursing homes and cancer units. My wife works there and we have a lot of nursing home/assisted living clients. I'm making them for free. If you're interested check out this video
https://www.facebook.com/kelly.pfender/videos/10219814826108607/ (https://www.facebook.com/kelly.pfender/videos/10219814826108607/)
Here's the video they reference-
https://www.deaconess.com/How-to-make-a-Face-Mask?fbclid=IwAR0ck-O83uGekME_rUXwWr2hB93E0kymA4u9Yzbd9nff0vIF6NGfYI0kEFE (https://www.deaconess.com/How-to-make-a-Face-Mask?fbclid=IwAR0ck-O83uGekME_rUXwWr2hB93E0kymA4u9Yzbd9nff0vIF6NGfYI0kEFE)
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I dont know if this will help anyone, but I am looking into it. https://disasterloan.sba.gov/ela/Information/Index (https://disasterloan.sba.gov/ela/Information/Index) Its the small business association disaster loan site. I may have to do this to keep my business while the world shuts down.
I posted this earlier, it took 5 hours to get it done but I have a ton of free time.
I'm actually making face mask now with our ZSK. There's a massive shortage and our local hospital is in dire need along with the nursing homes and cancer units. My wife works there and we have a lot of nursing home/assisted living clients. I'm making them for free. If you're interested check out this video
https://www.facebook.com/kelly.pfender/videos/10219814826108607/ (https://www.facebook.com/kelly.pfender/videos/10219814826108607/)
Here's the video they reference-
https://www.deaconess.com/How-to-make-a-Face-Mask?fbclid=IwAR0ck-O83uGekME_rUXwWr2hB93E0kymA4u9Yzbd9nff0vIF6NGfYI0kEFE (https://www.deaconess.com/How-to-make-a-Face-Mask?fbclid=IwAR0ck-O83uGekME_rUXwWr2hB93E0kymA4u9Yzbd9nff0vIF6NGfYI0kEFE)
can you use t-shirt material? I would imagine most of us have some rejects we can use for this. . .
pierre
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I am not sure what the issues are with these masks. Do the right people not know who to contact?
There are 100’s or thousands of masks sitting in ningbo and svg that can ship in 2-3 days and air freight be here in 3-4 days.
Is the media ignoring this, government agencies not knowing who to contact, hospital purchasing departments relying on local?
(https://uploads.tapatalk-cdn.com/20200320/e819e272553a93fbed845fa5476e8e48.jpg)
(https://uploads.tapatalk-cdn.com/20200320/6b64cb62a651db10c8aae300a5737e8a.jpg)
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Just a heads up, I spoke with Geneva Capital yesterday, I wasn't looking for forgiveness on payments, but while I had him on the phone I did ask what were they going to do? He said they would give me 90 days no payments if I asked for it, probably even could stretch it to 6 months. However we do have good credit and have used them for years. FYI!
That’s great to hear!! Geneva!
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Just a heads up, I spoke with Geneva Capital yesterday, I wasn't looking for forgiveness on payments, but while I had him on the phone I did ask what were they going to do? He said they would give me 90 days no payments if I asked for it, probably even could stretch it to 6 months. However we do have good credit and have used them for years. FYI!
That’s great to hear!! Geneva!
funny thing is they told me to keep making payments. . . Direct capital on the other side said they will figure something out and get back to me. We have leases with both for over three years. High five figures, never been late, never any problems. Cash in the bank and I offered to email bank statements.
pierre
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That’s terrible to hear. freaking Geneva!
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I am not sure what the issues are with these masks. Do the right people not know who to contact?
There are 100’s or thousands of masks sitting in ningbo and svg that can ship in 2-3 days and air freight be here in 3-4 days.
Is the media ignoring this, government agencies not knowing who to contact, hospital purchasing departments relying on local?
(https://uploads.tapatalk-cdn.com/20200320/e819e272553a93fbed845fa5476e8e48.jpg)
(https://uploads.tapatalk-cdn.com/20200320/6b64cb62a651db10c8aae300a5737e8a.jpg)
in wuhan too. some of our reps have asked if we needed them, or if we want to buy some to resell or give to staff. it's wild
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Just a heads up, I spoke with Geneva Capital yesterday, I wasn't looking for forgiveness on payments, but while I had him on the phone I did ask what were they going to do? He said they would give me 90 days no payments if I asked for it, probably even could stretch it to 6 months. However we do have good credit and have used them for years. FYI!
That’s great to hear!! Geneva!
funny thing is they told me to keep making payments. . . Direct capital on the other side said they will figure something out and get back to me. We have leases with both for over three years. High five figures, never been late, never any problems. Cash in the bank and I offered to email bank statements.
pierre
I wonder if they expect you to keep making payments because you have too much money in the bank?
Today we did the application interview with Direct Capital CIT to defer payments on our loan. I was hesitant to reveal how much money we actual have in the bank thinking it would hurt our chances if we have too much, but honestly I really dont know how they rate this stuff
Craziest thing, they asked what percentage of your business is lost from the coronavirus? I was like 95% and they responded saying they could only answer up to 25%.... seriously WTF
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[/quote]
can you use t-shirt material? I would imagine most of us have some rejects we can use for this. . .
pierre
[/quote]
We were told 100% cotton, heavier weight.
https://www.deaconess.com/How-to-make-a-Face-Mask (https://www.deaconess.com/How-to-make-a-Face-Mask)
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I am not sure what the issues are with these masks. Do the right people not know who to contact?
There are 100’s or thousands of masks sitting in ningbo and svg that can ship in 2-3 days and air freight be here in 3-4 days.
Is the media ignoring this, government agencies not knowing who to contact, hospital purchasing departments relying on local?
(https://uploads.tapatalk-cdn.com/20200320/e819e272553a93fbed845fa5476e8e48.jpg)
(https://uploads.tapatalk-cdn.com/20200320/6b64cb62a651db10c8aae300a5737e8a.jpg)
The hospital said that the container ships were turned back. The shortage is worldwide.
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Heard a similar scenario on ships being turned away - possibly because the cre was infected?
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I am not sure what the issues are with these masks. Do the right people not know who to contact?
There are 100’s or thousands of masks sitting in ningbo and svg that can ship in 2-3 days and air freight be here in 3-4 days.
Is the media ignoring this, government agencies not knowing who to contact, hospital purchasing departments relying on local?
(https://uploads.tapatalk-cdn.com/20200320/e819e272553a93fbed845fa5476e8e48.jpg)
(https://uploads.tapatalk-cdn.com/20200320/6b64cb62a651db10c8aae300a5737e8a.jpg)
The hospital said that the container ships were turned back. The shortage is worldwide.
Not sure.
Containers are 30-40 across pacific so they would of had to order those in late Jan. All of these are aired in.
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Heard a similar scenario on ships being turned away - possibly because the cre was infected?
Maybe. That would be strange though. I haven’t read anything about cargo ships being turned away. If anything they just aren’t coming because they had nothing to bring.
https://finance.yahoo.com/news/aren-t-enough-containers-keep-210902952.html
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Geneva offered me one month. I am dangerously close to closing my bank account and opening a new one. I really don't care about my credit score at this point...and they sure as hell aren't going to foreclose...they won't be able to do anything with a glut of machines. I agree with Winston, I don't see some of the manufacturers making it since there will be so much cheap equipment on the market at the end of this.
We have a good war chest, I have cut expenses to less than $200 a day if I continue paying my leases...I am going lower though. I want it less than half that.
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Geneva offered me one month. I am dangerously close to closing my bank account and opening a new one. I really don't care about my credit score at this point...and they sure as hell aren't going to foreclose...they won't be able to do anything with a glut of machines. I agree with Winston, I don't see some of the manufacturers making it since there will be so much cheap equipment on the market at the end of this.
We have a good war chest, I have cut expenses to less than $200 a day if I continue paying my leases...I am going lower though. I want it less than half that.
Brad You Will Be One Of The Survivors!
Mask From China? I would Not By SCHITT From Those People. My Vendor said This, My Vendor Said That! Phuck China
My Opinion Today Is Far More Dire Than When I Posted The Other Day
In 2008-2010 I Was Involved With A Very Large Print Shop. 15 Autos,12 Being MHM's, 3 M&R's
$40,000 per month rent. Nike was our Largest Customer.
We Finished Printing All The Goods For Nike For Vancouver Olympics And Received A Letter That They Were Moving Production To China.
The Owner of the Business (A CPA Internet Guru From Europe, A Really Nice Guy Said Shut It Down) He said the margins did not
Make Sense, It was a Bastard Industry. Was Able To Liquidate And Do Quite Well. The Larger Shops In Cali had started falling earlier.
Thousands Of People Lost There Jobs. I Ended Taking Apart A Lot Of Those Shops For Some Leasing Companies,Banks,Owners Etc.
I Came Across A lot Of Paper Work Just Left Behind. On the old Screenprinters Net I warned Printers To Be Careful With Leasing Companies,
Machine Manufacturers Because The Papers Showed HUGE Diferences In Pricing People Paid For The Same Machines. I thought It was Very Unfair To Smaller Printers Who Paid Their Bills, And I publicly said So. Most Machines Of All The Factories Went Overseas, Or Across The Border. It Left Prices Strong, Here In The USA With Printers Paying Higher Dollars Here Than The Printers Overseas! Unfair. Today It Is Quite Different.
The Tide Has Turned. IMHO More Used Equipment, And Repo Equipment Is Going To Flood The Market With Low Prices. The Leasing Companies
Are Not Even In Control On This. They have BIG Problems! How Do You Threaten A Man With Bad Credit Scores When He Has Almost Lost Or Lost His Business? You Can't! And They Know It. Head Pierres Words On This. Hold On To Your Money!!! I Say Bring The Work Back Here, Or At
Least Deal With Countries That Have Good Human Rights, Workers Rights To Provide You With Product. You Say You Have Morals, You Have
Values??? I Am Afraid WE As A People Have SOLD OUT For The ALLMIGHTY DOLLAR! Bring It Back Here. Keep It Local. Build OUR Communities.
Or Does "Were Sustainable" mean We Do This On The Backs Of Others, So That WE Can Have Cheap T-Shirts, Products??? Hell No!!!
Large Machine Mfg Will Not Survive This One. You Were Warned. The Pockets Are Not Deep Enough. The Private Equity Money That Owns Them
Will Shutter Them In A New York Second. Great Deals On Thier Way For Those That Make It. AND THE SUN Will SHINE AGAIN. The Playing Field Will Be Leveled. And Their Will Be Money Made Again. Let's Hope WE Learn Some Lessons From All Of This. STAY WELL
Locked Down In California Because Of The Chinee Virus.
Winston
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Make the call to your home mortgage lenders as well. Yesterday, after a 1.5 hour hold, I got through to Wells Fargo. A federal program allows to skip 3 payments with no penalties and no credit ding, and simply extent the term 3 months on the back end. For me personally, this is huge and helps me begin to see how we might navigate through this fiasco.
My next big task is also Direct Capital. I also got the “we’ll call you back in a few days with a plan”....right. The problem is they require auto-draft for payments in the loan closing docs and the 25th cal of month is approaching rapidly. So I guess I need to drain that checking account to a minimum so it rejects, or shut it down entirely???
Good luck out there & be well.
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TAKING THE LEAD FROM THIS COUNTRY'S MOST FAMOUS TWEETER, I HAVE TAKEN TO ALL CAPS FOR EMPHASIS FOR THIS PARTICULAR POST.
THIS THREAD IS VALUABLE. THIS THREAD GIVES US ALL A LOOK AT HOW MANY OF OUR COLLEAGUES AROUND THE GLOBE ARE EFFECTED AND ARE HANDLING THIS CRISIS.
THIS THREAD, ESPECIALLY IN THE SECTION THAT IT IS IN, IS NOT THE PLACE FOR, NOR WILL I LET IT DEGENERATE INTO A CONVENIENT PLACE TO VENT XENOPHOBIA OR TO STOKE THE FIRES OF BIGOTRY. (UP TO A CERTAIN POINT, IF NOT TOO HATEFUL, TAKE THAT TO THE CONTROVERSY CAGE)
I DON'T WANT TO HAVE TO CUT POSTS HERE
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Thank You Frog
THis thread is IMPORTANT!!
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Bigotry is what I believe you meant.
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Bigotry is what I believe you meant.
Of course. (my fingers are as fat as ever)
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
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Make the call to your home mortgage lenders as well. Yesterday, after a 1.5 hour hold, I got through to Wells Fargo. A federal program allows to skip 3 payments with no penalties and no credit ding, and simply extent the term 3 months on the back end. For me personally, this is huge and helps me begin to see how we might navigate through this fiasco.
My next big task is also Direct Capital. I also got the “we’ll call you back in a few days with a plan”....right. The problem is they require auto-draft for payments in the loan closing docs and the 25th cal of month is approaching rapidly. So I guess I need to drain that checking account to a minimum so it rejects, or shut it down entirely???
Good luck out there & be well.
I just put ACH debit block on my account and manual check approval. that should do it. . .
pierre
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In financial terms.... I'm only marginally affected by this pandemic. But, I can relate to the concerns of those board members who will take a beating. In 1983 I was working in an industry that crashed and burned. I had a pregnant wife and two children under the age of 4. I moved to a different part of the state and started over. I ended up with a job that allowed me grow and to work another 32 years without interruption.
I guess what I'm trying to say is "Fate can be kind"... so look for opportunities that are blessings in disguise.
Here's a truly motivational speech, by a great man and the type of leader this country needs (in my opinion).
https://www.youtube.com/watch?v=TBuIGBCF9jc (https://www.youtube.com/watch?v=TBuIGBCF9jc)
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In financial terms.... I'm only marginally affected by this pandemic. But, I can relate to the concerns of those board members who will take a beating. In 1983 I was working in an industry that crashed and burned. I had a pregnant wife and two children under the age of 4. I moved to a different part of the state and started over. I ended up with a job that allowed me grow and to work another 32 years without interruption.
I guess what I'm trying to say is "Fate can be kind"... so look for opportunities that are blessings in disguise.
Here's a truly motivational speech, by a great man and the type of leader this country needs (in my opinion).
https://www.youtube.com/watch?v=TBuIGBCF9jc (https://www.youtube.com/watch?v=TBuIGBCF9jc)
as an ex US Navy guy and somebody who was station on the same base as the seals I love seeing that speech.
pierre
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
Did you figure out a way to make these with your embroidery machine?
We could probably start another thread on this. We are going to take this project on, currently with just a couple sewing machines. NYS Governor is offering to buy them from whoever can make them, could give us something to do in the mean time. And even sell to the public like you mention.
Sent from my SM-G970U using Tapatalk
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
Did you figure out a way to make these with your embroidery machine?
We could probably start another thread on this. We are going to take this project on, currently with just a couple sewing machines. NYS Governor is offering to buy them from whoever can make them, could give us something to do in the mean time. And even sell to the public like you mention.
Sent from my SM-G970U using Tapatalk
where are you sourcing the elastic? I'm looking everywhere and the only thing I can think of using in it's place are girls head bands or stealing the elastic bands off of ID tags, cut it to length. If I can get some elastic, I may give it a go
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
Did you figure out a way to make these with your embroidery machine?
We could probably start another thread on this. We are going to take this project on, currently with just a couple sewing machines. NYS Governor is offering to buy them from whoever can make them, could give us something to do in the mean time. And even sell to the public like you mention.
Sent from my SM-G970U using Tapatalk
where are you sourcing the elastic? I'm looking everywhere and the only thing I can think of using in it's place are girls head bands or stealing the elastic bands off of ID tags, cut it to length. If I can get some elastic, I may give it a go
We couldn't find the 1/2" , but we found some thicker and thinner elastic at Joanne Fabrics. Were gonna try with that just to get an idea if we can do it and then start searching for more.
Sent from my SM-G970U using Tapatalk
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How do you think our large competitors like BSN and Custom Ink will come out of this?
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How do you think our large competitors like BSN and Custom Ink will come out of this?
Probably with a fat government bailout while all the rest of us fight, for our right, to print tees!
Sent from my iPhone using Tapatalk
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2 things. I hope BSN chokes on a bag full of horse cocks.
We have sourced the elastic, hair head bands at dollar tree, 12 of them for 1.00..... We ahve them sewing right now, I can do 16 at a time with my machines
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2 things. I hope BSN chokes on a bag full of horse cocks.
AMEN
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2 things. I hope BSN chokes on a bag full of horse cocks.
We have sourced the elastic, hair head bands at dollar tree, 12 of them for 1.00..... We ahve them sewing right now, I can do 16 at a time with my machines
How are you doing them with the embroidery machine?
Sent from my SM-G970U using Tapatalk
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
Did you figure out a way to make these with your embroidery machine?
We could probably start another thread on this. We are going to take this project on, currently with just a couple sewing machines. NYS Governor is offering to buy them from whoever can make them, could give us something to do in the mean time. And even sell to the public like you mention.
Sent from my SM-G970U using Tapatalk
We did, we started with the video I posted earlier from the hospital. https://www.deaconess.com/How-to-make-a-Face-Mask (https://www.deaconess.com/How-to-make-a-Face-Mask)
We are not using elastic at all. We went with fabric ribbon so you can tie them. It allows them to fit more faces. The elastic ones do NOT fit children and our will.
I am making some more industrial versions for the police. Using 1/8" paracord with barrel locks and it has an adjustable nose piece made from flexible wire ties sewn in.
You need to use a tight weave 100% cotton fabric. We are using the embroidery machine to sew 3 sides. Then we cut them out and leave the 3oz backing material in it. It adds a third layer of cotton felt. Flip them inside out and pull your ties out. Last part is done on a sewing machine. Close forth side and sew in two matching creases on each side.
For the basic fabric version we are getting $8, for the deluxe- $12. Got orders totaling 100 pcs yesterday. Hit your corporate clients that are still working in offices. Ask them to buy yours instead of medical grade masks that the hospitals are in dire need of.
Check out the photos.
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Update on making masks. We posted some pics on Instagram and our phone/messages are blowing UP. We're charging $8 for a 3 layer mask. (I keep saying we even though it's just me now). I am hopeful to bring my manager back if this continues.
Being an 47 year old man with mad sewing and embroidery skills may end up paying off during the apocalypse.
Did you figure out a way to make these with your embroidery machine?
We could probably start another thread on this. We are going to take this project on, currently with just a couple sewing machines. NYS Governor is offering to buy them from whoever can make them, could give us something to do in the mean time. And even sell to the public like you mention.
Sent from my SM-G970U using Tapatalk
We did, we started with the video I posted earlier from the hospital. https://www.deaconess.com/How-to-make-a-Face-Mask (https://www.deaconess.com/How-to-make-a-Face-Mask)
We are not using elastic at all. We went with fabric ribbon so you can tie them. It allows them to fit more faces. The elastic ones do NOT fit children and our will.
I am making some more industrial versions for the police. Using 1/8" paracord with barrel locks and it has an adjustable nose piece made from flexible wire ties sewn in.
You need to use a tight weave 100% cotton fabric. We are using the embroidery machine to sew 3 sides. Then we cut them out and leave the 3oz backing material in it. It adds a third layer of cotton felt. Flip them inside out and pull your ties out. Last part is done on a sewing machine. Close forth side and sew in two matching creases on each side.
For the basic fabric version we are getting $8, for the deluxe- $12. Got orders totaling 100 pcs yesterday. Hit your corporate clients that are still working in offices. Ask them to buy yours instead of medical grade masks that the hospitals are in dire need of.
Check out the photos.
Nice work! I'll check in on the other thread.
Sent from my SM-G970U using Tapatalk
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Connecticut governor put the state in full lock down two days ago, all non essential businesses have to cease. We could actually be fined if we are discovered conducting work of any kind. But get this what the crap head governor allowed to be exempt from the shut down is Lotto, vape shops, liquor stores, all massive tax generating industries.
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Connecticut governor put the state in full lock down two days ago, all non essential businesses have to cease. We could actually be fined if we are discovered conducting work of any kind. But get this what the crap head governor allowed to be exempt from the shut down is Lotto, vape shops, liquor stores, all massive tax generating industries.
Yeah same in NY. The liquor stores are booming right now. Id guess the state is trying to keep that revenue stream going since there's probably no other tax money coming in anymore. But people would probably riot if they closed the liquor stores.
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we too have stopped all non essential orders and have nothing but mask being made. since we are a full cut and sew company it was relatively easy to make the switch. we are not selling them but rather giving them to our local hospitals and first responders locally as they are completely out and not expected date to receive any. and we can keep our people here at work for as long as they feel comfortable coming in to work. that way they get a check and some satisfaction they are helping a greater good; as we are not in full lock down yet here in florida
from CDC guidlines use tight weave 100% cotton (tee shirts are not a tight weave) if possible have interfacing in the middle.
below is a link to how we are making them if anyone is needing info
https://www.youtube.com/watch?v=FWBO2Y5bZ-k&feature=share&fbclid=IwAR290M0Yie7EXyOjxbSEn5nehktC9F9-Qm0JtvFOYFGg2XZtg10ohtT67Wg (https://www.youtube.com/watch?v=FWBO2Y5bZ-k&feature=share&fbclid=IwAR290M0Yie7EXyOjxbSEn5nehktC9F9-Qm0JtvFOYFGg2XZtg10ohtT67Wg)
check with local hospital, ems services and police to see what there needs may be.
also check with joans fabric if you have one local as they are helping supply fabric for free for this purpose
https://www.wbir.com/article/news/local/joann-fabric-stores-working-with-customers-to-sew-masks-for-health-care-workers/77-1d0f71fb-9595-4b37-9909-fbd0004d2be9?fbclid=IwAR297vJtt8Tx5pNDTYeylzmpvIitRlz_upQKtl5ognkdWC3C3hofd09Pk5s (https://www.wbir.com/article/news/local/joann-fabric-stores-working-with-customers-to-sew-masks-for-health-care-workers/77-1d0f71fb-9595-4b37-9909-fbd0004d2be9?fbclid=IwAR297vJtt8Tx5pNDTYeylzmpvIitRlz_upQKtl5ognkdWC3C3hofd09Pk5s)
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harbor freight is donating their supply of proactive gear and they should have a boatload. Your local hospitals have to contact them to arrange it.
Dear Harbor Freight Community,
As we’ve been following the news over the last few days, we’ve heard about the severe shortage of protective gear for hospitals, healthcare workers and first responders as the impact of COVID-19 is being felt across the country. America depends on these heroes every day and in the days ahead we will depend on them even more. At Harbor Freight, we want them to know that they can depend on us too.
So we’ve decided to donate our entire supply of the personal protective equipment items listed below to front line hospitals with 24 hour emergency rooms in the communities served by our stores.
• N95 Masks
• Face Shields
• 5 and 7 mil Nitrile Gloves
If you work at a hospital with a 24 hour emergency room in need of these items, please ask the office in charge of procurement at your hospital to click here so they can provide us with the information we’ll need to determine if we can make a donation. If you’re not with a hospital, but would like to give us the name of a hospital with a 24 hour emergency room in your community that might need our help, please email us at hospitalhelp@harborfreight.com, identify the hospital’s city and state in the subject line, and our team will follow-up.
PLEASE DO NOT MAKE REQUESTS AT YOUR LOCAL STORE OR OUR CALL CENTER AND PLEASE DO NOT CONTACT HOSPITALS—THEY’RE BUSY HELPING THEIR PATIENTS.
For hospitals we’re able to help, we’ll email them a voucher when the supplies are available for pick up at their local Harbor Freight Tools store.
Although we certainly won’t have enough of these supplies to fill everyone’s needs, we’re going to donate everything we’ve got. We also recognize that there are so many other critically important people responding to this crisis and that there is need everywhere. We’ve chosen to focus our efforts on hospitals with a 24 hour emergency room with the hope that we can help as many people as possible right now.
Thank you and God Bless,
Eric Smidt
Owner and Founder
Harbor Freight Tools
Harbor Freight Tools | 26541 Agoura Road | Calabasas, CA 91302 | 1-800-444-3353 | Unsubscribe
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Wow, Harbour Freight that's the the kind of effort that will make us all strong again. Hats off to you!
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we are not selling them but rather giving them to our local hospitals and first responders locally as they are completely out and not expected date to receive any.
Another example of what makes our country so great!
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My father in law which is a commercial painter, he specializes industrial machinery so he has a large stock of PPE products especially ventilators and cartridges. He donated it all to the local FD/EMTS
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Kudos to that! Bless to all.
tp
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2 things. I hope BSN chokes on a bag full of horse cocks.
AMEN
internet winner of the day!
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My girl who cuts my hair. She does not take checks or credit. I forgot to take money. She said "Pay me next time"
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Yesterday a buddy that works in a super fancy machine shop asked if we had any extra hats lying around.
They designed a super simple polycarb face shield that attaches to a standard ballcap. We gave him what we had.
Today they are already in use in a local ER and we just ordered 500 more hats for them.
I've been trying to find ways to use our resources and abilities to help out but I didn't even think
of something like that.
Funny thing is most of the hats were emb rejects so there's some doctors/nurses wearing some funky caps
right now.
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There are a ton of ladies in my area sewing face masks, I've been giving them misprints and overstocks to keep them sewing.
They aren't approved as medical grade, but the doctors and nurses wear these over their disposable masks to get longer life from them. They also work great for nursing homes and senior living centers and just general use.
Look on Nextdoor for people looking for fabric, you may be able to help them out.
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On this subject, here's some actual figures on the various materials being used. Note that paper towels, though a very slick online video DIY project, don't make this cut. Note also that the testers took into account breathability/wearability as an important factor.
https://smartairfilters.com/en/blog/best-materials-make-diy-face-mask-virus/
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Keeping myself busy while hoping to help other local businesses the best I can.
Feel free to steal this idea, I did. :-)
https://www.crowcityroasters.com/auburn-strong (https://www.crowcityroasters.com/auburn-strong)
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Here is an interesting web page that describes help that might come from the Fed. gvmt. There may be help on the horizon.
https://www.uschamberfoundation.org/reports/coronavirus-emergency-loans-guide-and-checklist-small-businesses-and-nonprofits (https://www.uschamberfoundation.org/reports/coronavirus-emergency-loans-guide-and-checklist-small-businesses-and-nonprofits)
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Here is an interesting web page that describes help that might come from the Fed. gvmt. There may be help on the horizon.
https://www.uschamberfoundation.org/reports/coronavirus-emergency-loans-guide-and-checklist-small-businesses-and-nonprofits (https://www.uschamberfoundation.org/reports/coronavirus-emergency-loans-guide-and-checklist-small-businesses-and-nonprofits)
possibly the most important aspect of the help. loans that convert to grants, strictly for payroll. This is a must read for anybody with employees!
thank you for posting!!!
pierre
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I use Huntington Bank for all my loans. My banker told me they should have all the paperwork and details by the 7th. The FORGIVABLE loans for payroll are 7a SBA loans or tell your banker to get you information and or applications for Paycheck Protection Loan Program
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Taking the grant to cover employees for 2.5 months when you have nearly work seems pointless. Just my thoughts. Hell in 2.5 months may not be any suppliers even shipping blanks. It’s already getting dicey.
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Good luck getting your employees to come in to work for the forgiveness part. They have to come back to work in order for the money to be forgiven. Your senators have elected to give every person in the country an additional $600 per week on top of their unemployment. Do the math. People that made 12.00 an hour and took home $330 after taxes will get 240 on unemployment and an additional $600, so they will be bringing home $840 a week, almost triple what they brought home before. This will last for up to 4 months.
For the forgiveness part of the loan, you have to rehire 75% of your employees and pay out 75% of the total wages in a certain period. What person is going to come back when they are making 300% of their pay by being off? How are we and the McDonalds of the world going to find employees to replace the ones staying at home?
Senator Ben Sasse (R-NE) tried to fix this with an amendment that would not allow a person to get more than their original pay, but it failed by a vote of 48-48.
CALL YOUR SENATOR TODAY!!!
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in OH the $600 goes 6 months. there will be many that will not return for the duration, but the need for them will be lower anyways. . . Ones that have a meaningful job will have to give up the money or they will not have a job when their unemployment runs out.
I am looking into partial lay off program. It seems like they can work up to 20 hours and still be eligible for the unemployment. this way they would get the $600/week. I think. . .
pierre
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here in florida you will take a maximum of $875 per week with state and federal benefits in reemployment . which is more than most make anyways. but you have to start looking for a job by may 2. this requirement has been waived between 3/15 and 5/2. so it is a temporary problem. and when we let our employees go we gave them a date to report back for work which was 7 weeks so they are considered furloughed until then(Florida states anything less than 8 weeks is furloughed) so they will have to come back or they risk losing the reemployment benefits.
and yes we will apply for the payroll protection sba loan/grant and will use it when they come back as it covers 8 weeks from the time the loan is approved and if used for payroll, mortgage interest, rent leases, or utilities then it does not need to be paid back. but only 25% can be used on non payroll items for forgiveness
we also took advantage of the Economic Injury Disaster Loans and Loan Advance. this is a max 10K loan which is does not have to be paid back for loss of business
here is the link https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources (https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources)
the payroll protection loans will start on 4/3
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here in florida you will take a maximum of $875 per week with state and federal benefits in reemployment . which is more than most make anyways. but you have to start looking for a job by may 2. this requirement has been waived between 3/15 and 5/2. so it is a temporary problem. and when we let our employees go we gave them a date to report back for work which was 7 weeks so they are considered furloughed until then(Florida states anything less than 8 weeks is furloughed) so they will have to come back or they risk losing the reemployment benefits.
and yes we will apply for the payroll protection sba loan/grant and will use it when they come back as it covers 8 weeks from the time the loan is approved and if used for payroll, mortgage interest, rent leases, or utilities then it does not need to be paid back. but only 25% can be used on non payroll items for forgiveness
we also took advantage of the Economic Injury Disaster Loans and Loan Advance. this is a max 10K loan which is does not have to be paid back for loss of business
here is the link https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources (https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources)
the payroll protection loans will start on 4/3
Great points! Thanx for sharing, this will definitely help.
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any time, i like facts more than anything. here are some docs my banker sent us to help with the process and understanding the process.
nothing is better than a great banker during this time.
the Payroll loans are for 2 years at .5% interest, they were first going to be 4% for 10 years but that changed from 3/30 to 3/31
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Lots of new loans grants being announced everyday in my country (Canada) but really short on details,
1- Employee wages , they stared at 10% but now will cover 75% of an employees pay for 4 months. This will work if they get the info and money out , I will take a bit of pain to get some of my guys back
2- Also there offering a $40k 0% interest loan for 1 year and a $10k forgiveness if you pay it back in a year.
but as usual the details are slow to come as to where to even apply , government is government no matter where you are.
Be safe.
EDIT: added Canada as clarification (pierre)
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here in florida you will take a maximum of $875 per week with state and federal benefits in reemployment . which is more than most make anyways. but you have to start looking for a job by may 2. this requirement has been waived between 3/15 and 5/2. so it is a temporary problem. and when we let our employees go we gave them a date to report back for work which was 7 weeks so they are considered furloughed until then(Florida states anything less than 8 weeks is furloughed) so they will have to come back or they risk losing the reemployment benefits.
and yes we will apply for the payroll protection sba loan/grant and will use it when they come back as it covers 8 weeks from the time the loan is approved and if used for payroll, mortgage interest, rent leases, or utilities then it does not need to be paid back. but only 25% can be used on non payroll items for forgiveness
we also took advantage of the Economic Injury Disaster Loans and Loan Advance. this is a max 10K loan which is does not have to be paid back for loss of business
here is the link https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources (https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources)
the payroll protection loans will start on 4/3
Is the Economic Injury Disaster Liam really a $10k handout? Seems sketchy. I’m having my accountant look into it. Do you have any other details?
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Totally seems sketch city to me. Nothing is free especially from the government. They will get that back somehow. Ive been told to look into it but i hate fine print and stipulations. This smells of tax issues next year. I dont know about all this.
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Totally seems sketch city to me. Nothing is free especially from the government. They will get that back somehow. Ive been told to look into it but i hate fine print and stipulations. This smells of tax issues next year. I dont know about all this.
the problem is, nobody knows. some will make out like bandits and some will be deeply hurt.
My wife is a tax attorney with a masters in tax. She argues with IRS for living and she has no clue what is going on (she is on a legal team disputing IRS audits and findings). I am getting reports prepared by some of the big 4 public accounting companies and multibillion dollar corporations and none of them are the same. One webinar I watched hit the nail on the head. They said what passes in the morning is changed in the afternoon. It will be a while until all of this is sorted out.
My thought is I get all the money I can and bank it. If some of it is forgiven, I'll keep it otherwise I can give it back. Maybe I don't have to take that 6% loan for the new DTG if I can use the government 0.5%.
pierre
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Totally seems sketch city to me. Nothing is free especially from the government. They will get that back somehow. Ive been told to look into it but i hate fine print and stipulations. This smells of tax issues next year. I dont know about all this.
the problem is, nobody knows. some will make out like bandits and some will be deeply hurt.
My wife is a tax attorney with a masters in tax. She argues with IRS for living and she has no clue what is going on (she is on a legal team disputing IRS audits and findings). I am getting reports prepared by some of the big 4 public accounting companies and multibillion dollar corporations and none of them are the same. One webinar I watched hit the nail on the head. They said what passes in the morning is changed in the afternoon. It will be a while until all of this is sorted out.
My thought is I get all the money I can and bank it. If some of it is forgiven, I'll keep it otherwise I can give it back. Maybe I don't have to take that 6% loan for the new DTG if I can use the government 0.5%.
pierre
Still playing a dangerous game IMO unless you still have work coming in. Our shop is getting nearly zero on inquires. Some of that would be because my site literally says are closed but many customers don't even go to our site and just order directly to my email...those stopped as well.
If this goes on months longer which by all best guesses we are looking at easily 2 more months of heavy restrictions if not longer. We are 18 months from a vaccine and even then rolling out to 7 billion people wont be over night. You will just be paying the loan back with the actual loan money and with the assumption your business returns to a level that you can make that loan whole.
Some of those loans are due in 2 years and some are as long as 30 years.
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Totally seems sketch city to me. Nothing is free especially from the government. They will get that back somehow. Ive been told to look into it but i hate fine print and stipulations. This smells of tax issues next year. I dont know about all this.
the problem is, nobody knows. some will make out like bandits and some will be deeply hurt.
My wife is a tax attorney with a masters in tax. She argues with IRS for living and she has no clue what is going on (she is on a legal team disputing IRS audits and findings). I am getting reports prepared by some of the big 4 public accounting companies and multibillion dollar corporations and none of them are the same. One webinar I watched hit the nail on the head. They said what passes in the morning is changed in the afternoon. It will be a while until all of this is sorted out.
My thought is I get all the money I can and bank it. If some of it is forgiven, I'll keep it otherwise I can give it back. Maybe I don't have to take that 6% loan for the new DTG if I can use the government 0.5%.
pierre
Still playing a dangerous game IMO unless you still have work coming in. Our shop is getting nearly zero on inquires. Some of that would be because my site literally says are closed but many customers don't even go to our site and just order directly to my email...those stopped as well.
If this goes on months longer which by all best guesses we are looking at easily 2 more months of heavy restrictions if not longer. We are 18 months from a vaccine and even then rolling out to 7 billion people wont be over night. You will just be paying the loan back with the actual loan money and with the assumption your business returns to a level that you can make that loan whole.
Some of those loans are due in 2 years and some are as long as 30 years.
we are lucky that way, we have more work than we can handle with just one person being allowed there. If we could bring ppl back it would be nice.
but ultimately, yes you are totally correct. that money can only be spent if it is generating money at that point in time. counting on it for the future is risky. and as an added public service announcement, make sure you are getting paid for the work 'cause you never know who is going to be around in a month or two.
pierre
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on another note, did anybody apply for the PPP today? It is supposed to be first day of eligibility and both of my banks are not taking applications because they are still waiting for the info from the government. . .
pierre
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on another note, did anybody apply for the PPP today? It is supposed to be first day of eligibility and both of my banks are not taking applications because they are still waiting for the info from the government. . .
pierre
Yeah thats the same thing happening here. Bank is not ready.
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We did, my bank got the updated forms for the SBA this morning. Already got mine returned.
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I sat through a seminar yesterday on PPP and EDLI, banks likely will either be going on half info today or not accepting was the consensus. People who filed last week for EDLI are having to redo it in fact as the forms changed in that short time.
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the problem is, nobody knows. some will make out like bandits and some will be deeply hurt.
I told one of my client's this same statement yesterday as he owns a construction company, our governor here is fining business's that are open that are non essential, so we just call forward to our home office.
I'm thinking like Homer whatever money we get will be paid back somehow, I'm really hoping we don't need to use any, and some companies might find themselves in deeper trouble if they are not careful.
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We did, my bank got the updated forms for the SBA this morning. Already got mine returned.
Returned as approved or declined or?
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Sent ours in this morning only to have my accountant call an hour later and say they already changed the rules and they are redoing ours now.
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We did, my bank got the updated forms for the SBA this morning. Already got mine returned.
Returned as approved or declined or?
Sorry, I meant I already returned the forms to the bank. They just needed copies of our 941's in addition to the application. As soon as I hear something, I'll post. I do know some people are already getting loan offers from the SBA on the EIDL applications.
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Talked to my banker, told me the proper form to fill out and what i needed. We use adp for payroll, and they have a form all set, (my banker already received one from ADP) so i am waiting on my accountant to send me the payroll form.
Looks like monday i can drop everything off.
The application from a day or 2 ago wasnt the correct one. It needs to say (4/20) in the bottom left hand corner. The SBA site sill has an older one up.
https://www.sba.gov/document/sba-form--paycheck-protection-program-borrower-application-form (https://www.sba.gov/document/sba-form--paycheck-protection-program-borrower-application-form)
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Had a friend apply Friday and get approval yesterday at 6pm, so apparently some are working over time on these.
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Had a friend apply Friday and get approval yesterday at 6pm, so apparently some are working over time on these.
that's great news!
which bank?
pierre
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Had a friend apply Friday and get approval yesterday at 6pm, so apparently some are working over time on these.
that's great news!
which bank?
pierre
I think he uses Citizens Bank, another friend also mentioned a few ago he expected approval today as well. Lacked only a detail to button it up this am.
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Saw this on Fox News this morning.
Job Creators Network was founder by entrepreneurs like The Home Depot co-founder Bernie Marcus.
Excellent resource on the Small Business Paycheck Protection Program.
Includes the new online editable PPP application and bank links. Click on "Download the Application and Learn More"
www.jobcreatorsnetwork.com (http://www.jobcreatorsnetwork.com)
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I've been reading along, in the same boat as most, and I have 2 questions; How would we have people come back after they've already filed for UE, and what about the fact that we aren't an essential business and they can't come to work anyway? Ok, they can simply shut their UE off I guess, but as mentioned above, how many want to take the pay cut? But the "stay at home" order is still a problem I haven't seen addressed as it relates to the loans...
Steve
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I've been reading along, in the same boat as most, and I have 2 questions; How would we have people come back after they've already filed for UE, and what about the fact that we aren't an essential business and they can't come to work anyway? Ok, they can simply shut their UE off I guess, but as mentioned above, how many want to take the pay cut? But the "stay at home" order is still a problem I haven't seen addressed as it relates to the loans...
Steve
Since you can't work, you'd be paying them to stay home. While taking a loan to do so. That in theory will be forgiven.
As fast as things are developing I wouldn't be shocked that at some stage on next years taxes you get the "did you take any PPP or EDIL loan, when I asked the guy on the phone about this. He had no direct answer that this couldn't or wouldn't happen.
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well my guys are on unemployment. so they get their unemployment plus they got $600 per week added in. so for them to sit home they collected $965.00
So i applied for the PPP Loan, so i can get them back on payroll. And for me to use the loan for my rent, i need them to come back on. Well if they come back on they will take home $565 ...
Im getting resistance from one employee already. I told him if i dont pay my rent you will have no job to come back to. I went so far beyond making sure these guys were being taken care of when this first happened. At the cost to me personally then to crap on me. freaking selfish..
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the $965 a week is what I was saying the other day...
Other shops around me are saying if you don't come back for the PPL to work and get the rent paid, then you don't have a job here when this is over. I'm in that same thought at the moment. Most of my guys are thinking right now that that is the option they are choosing, they would rather know there will be a job here when it's back to normal than get the extra money now. We will surely have a smaller crew, but it will be the most loyal crew hopefully. I would be paying full-time and only having them in 20-30 hours a week, while staggering the days they work to have the least people per day in the building. I had 19 employees going into this.
It may take a while to catch up to them, but you can send them and the unemployment office a letter stating that you offered them full-time work starting on a certain date. If they refuse to come back, you can send the office another letter stating that you terminated their employment for refusing to work. At that point, they would have to claim that your building is "unfit to work in with the virus conditions" ie, you make them work closer than 6ft apart... I'm told that their claim will be stopped from the date you sent the letter. I'd send all letters certified mail with signatures required.
I applied for the PPL loan, and gave a recorded verification, but have only been told what I would be getting thru Huntington bank. They have not set a closing time. I was initially told on Friday night that it could be funded over the weekend, but that did not happen.
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I have applied for the PPP assitance and it was approved this morning, April 6. It is my understanding that the money will be taxable. I don't see a problem as I will have employess wages to offset the income of the forgiven loan.
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well my guys are on unemployment. so they get their unemployment plus they got $600 per week added in. so for them to sit home they collected $965.00
So i applied for the PPP Loan, so i can get them back on payroll. And for me to use the loan for my rent, i need them to come back on. Well if they come back on they will take home $565 ...
Im getting resistance from one employee already. I told him if i dont pay my rent you will have no job to come back to. I went so far beyond making sure these guys were being taken care of when this first happened. At the cost to me personally then to crap on me. freaking selfish..
If you tell them to come back to work and they don't....unemployment ends. That simple here in Georgia.
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well my guys are on unemployment. so they get their unemployment plus they got $600 per week added in. so for them to sit home they collected $965.00
So i applied for the PPP Loan, so i can get them back on payroll. And for me to use the loan for my rent, i need them to come back on. Well if they come back on they will take home $565 ...
Im getting resistance from one employee already. I told him if i dont pay my rent you will have no job to come back to. I went so far beyond making sure these guys were being taken care of when this first happened. At the cost to me personally then to crap on me. freaking selfish..
I dont think i am an essential business and supposed to be closed. So i cant really tell them to come back to work.
If you tell them to come back to work and they don't....unemployment ends. That simple here in Georgia.
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on the PPP loan you get 8 weeks of payroll to use and have until June 30 to use it for such, so just wait until May to bring them back in and use the PPP to pay them for the 2 months if you have the work and are able to open. But i would get the PPP loan and not use the funds unless you need to and if you do not use it then pay off the loan early with no penalty. But if you furloughed your employees, meaning gave them a date to come back (8 weeks max in FL) then they have to fill that out on the reemployment form when they get it. and then you know they have to come back at that date or risk losing the reemployment money, if you are bringing them back and are able to reopen.
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I see all the posts about loans if you employ people.
Do you have work? What are they going to do?
We have no orders at all. I am organizing masks to print. I think there is a lot of money with these.
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We have no work, state and local safer from home orders. So we disabled my order forms/web store/etc.
We are still getting a few people a day wanting to see if we are open or when we will open. But taking a PPP loan to bring staff by to work when we are not suppose to be working or there is no work to do kind of escapes me as to why to do that.
The smart move IMO was to give my employees the 4 months of Federal and State unemployment which is a basically no questions asked I fill out 1 form and they get $875 a week, to sit home. Ill bring them back when the country starts opening up. I suspect that the gov will have another round of funding for something like the PPP or something even beyond that. Trump even talked just a couple days ago about writing off loses against prior years taxes. That could be huge. We will see.
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With the PPP Loan bringing them back would allow me to also use it for my rent and power. Thats what i need. oh and also pay myself, since im not getting paid now.
It doesnt matter that my landlord would let me not pay this month, eventually ill have to pay him in the future, and if things do not pick up as fast when things can reopen again, then ill be getting a ton of pressure from the landlord.
Doesnt matter what i get pushed back or delayed ill still owe and ill be under a greater financial strain then. So im trying to keep up.
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You can take the PPP as a loan as well. It is 1% interest and amortized over 2 years(I did hear 10 yesterday so Im not sure if it changed or not).
1% is insane. that's almost free money. Get it, sit on it, and pay it back if you don't need it. Inflation is higher than that. Or hell, use it to pay off a lease, ask you landlord if you pay 6 months in advance what discount you will get. I bet it's better than 1%.
Just saying. You do not have to pay employees with it...it only turns into a loan if you don't use it for payroll.
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Don't turn away work! Send it our way, make some money, even if it isn't the whole thing you are used to! Keep your customers happy:)
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I was a little late to the party & Wells Fargo isn’t taking on any new applications after the past weekend. Tried calling several other banking institutions and the common answer was only existing customers...
Any brilliant ideas or advice?
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Don't turn away work! Send it our way, make some money, even if it isn't the whole thing you are used to! Keep your customers happy:)
I don't think many people are turning work away. The issue is the lack of orders.
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Don't turn away work! Send it our way, make some money, even if it isn't the whole thing you are used to! Keep your customers happy:)
I don't think many people are turning work away. The issue is the lack of orders.
I am getting a few orders trickling in. More than I was expecting. I also just started offering free online stores for us to do fulfillment and help local businesses raise money. That looks like it will help a lot.
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I was a little late to the party & Wells Fargo isn’t taking on any new applications after the past weekend. Tried calling several other banking institutions and the common answer was only existing customers...
Any brilliant ideas or advice?
Yes, find a small bank or credit union that is an SBA lender...the smaller the better.
You shouldn't be banking with a big bank anyway. There is a guy named Clark Howard(he's big in the atlanta area), his advice is fantastic. Look him up, he's been talking about this PPP thing for the last week.
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Fortunately, we were able to find a lender & have tendered an application. Long time lurker wishing all to be well & safe...
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What is this extra $600 you all are talking about, I sure as crap am not seeing it in my bank account.
I come in and do little jobs to help keep things paid up. No money for me since I am collecting, I do it for the business and the future when things finally start going back to normal.
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2 of my guys got the $600 additional this week.
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Some states have had the $600 kick in this week because they are on top of their back end/programming. The rest of the states should be ready by weeks end or next week. The $600 is also retroactive.
Florida may be further behind the curve...
New York I know is one of the states getting this weeks extra cash out.
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My guys on Unemployment got an extra $600 this week. We are in NY
Sent from my SM-G970U using Tapatalk
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We have no work, state and local safer from home orders. So we disabled my order forms/web store/etc.
We are still getting a few people a day wanting to see if we are open or when we will open. But taking a PPP loan to bring staff by to work when we are not suppose to be working or there is no work to do kind of escapes me as to why to do that.
The smart move IMO was to give my employees the 4 months of Federal and State unemployment which is a basically no questions asked I fill out 1 form and they get $875 a week, to sit home. Ill bring them back when the country starts opening up. I suspect that the gov will have another round of funding for something like the PPP or something even beyond that. Trump even talked just a couple days ago about writing off loses against prior years taxes. That could be huge. We will see.
This is my current thought as well, let the government pay my guys unemployment for now. Then if I can get the PPP to give me 8 weeks of free payroll in June, if the industry picks up then that would be a helpful kickstart
Sent from my SM-G970U using Tapatalk
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With the PPP Loan bringing them back would allow me to also use it for my rent and power. Thats what i need. oh and also pay myself, since im not getting paid now.
The government is expecting only 25% of PPP loan to be allowed for rent and utilities. I assume that's just the forgivable part, so I guess if its just a straight up loan you can do whatever you want.
Can owners use it for their own salary?
Sent from my SM-G970U using Tapatalk
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With the PPP Loan bringing them back would allow me to also use it for my rent and power. Thats what i need. oh and also pay myself, since im not getting paid now.
The government is expecting only 25% of PPP loan to be allowed for rent and utilities. I assume that's just the forgivable part, so I guess if its just a straight up loan you can do whatever you want.
Can owners use it for their own salary?
Sent from my SM-G970U using Tapatalk
the full amount will be forgivable....but you can only use up to 25% on rent, utilities etc.. the other 75% is use for payroll. yes owners can pay themselves and it will be forgiven if they pay themselves legally ie take out taxes and report it on the 941 and such, but they need to be paid the same way an employee would have been.
anything more than 25% on the above mentioned items rent, utilities etc. will not be forgive and would be a loan at .05% interest for 2 years, first payment due 6 months form loan origination. you can use the full 100% on your payroll if you want and will be forgiven as well.
my understanding is that the PPP is to try to keep employees off reemployment and rather being paid by the employer. if you have already let people go you can bring them back and still qualify for the forgiven amount of the loan provided it is done/used before June 30th.
if you have no work or a non essential business and cannot bring employees back then still apply for the money and hold it till you do/can open back up. then use the money to pay the employees at that time. you will have until June 30th to use what ever money you have after June 30th you will need to supply the supporting documents of where the money was spent so it can be determined how much will be forgiven and how much will be a loan. whatever you do not spend, you can pay back to the govt in July so that way it does not convert to the loan that you must pay back.
this is what we have going on in our shop now, just to show you must adapt to the time we are in.
in my shop we are in the process of converting over to do face mask as we are getting swamped with massive(5,000-100,000 pieces) govt orders( for the next 3 years) for mask since the DOD is not requiring all military personnel to use them when on a base if they are unable to keep 6 feet apart. as most of you know we are a sport shop so we are have to really rethink of what we are going to be doing for the next year as we take these orders on we will be having to sideline out sports teams. so it is very difficult for us to decide what we want to do as the sport teams are what help make us who we are but the need for the mask is so great it out weighs the other concern. we are now getting our production streamlined ( using embroider machines for one step, and regular sewing machines for the finishing, ensure fabric is in stock and color are available, along with elastic) for the mask so once these large orders start to come in we will bring our employees back and they will know what we are doing and will have a game plan to keep production at 100%. once we have it streamlined we are hoping to get 1000+ per day once everything is up and fully running. this is up from 100 per day now the way we are currently running.
for me a 47 year old guy trying to all of this has been a massive learning curve and a frightening time as I have several employees which depend on us for there living and not wanting to make the wrong decision is very heavy on my mind and heart. but i cannot be controlled by fear and indecision but most focus on moving forward and trusting that I am not moving to fast but rather at the right pace for what we need to be. needless to say my grey hair is getting more and more and wrinkle lines are getting much deeper.
sorry for the long post just wanted/needed to give my input
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With the PPP Loan bringing them back would allow me to also use it for my rent and power. Thats what i need. oh and also pay myself, since im not getting paid now.
The government is expecting only 25% of PPP loan to be allowed for rent and utilities. I assume that's just the forgivable part, so I guess if its just a straight up loan you can do whatever you want.
Can owners use it for their own salary?
Sent from my SM-G970U using Tapatalk
the full amount will be forgivable....but you can only use up to 25% on rent, utilities etc.. the other 75% is use for payroll. yes owners can pay themselves and it will be forgiven if they pay themselves legally ie take out taxes and report it on the 941 and such, but they need to be paid the same way an employee would have been.
anything more than 25% on the above mentioned items rent, utilities etc. will not be forgive and would be a loan at .05% interest for 2 years, first payment due 6 months form loan origination. you can use the full 100% on your payroll if you want and will be forgiven as well.
my understanding is that the PPP is to try to keep employees off reemployment and rather being paid by the employer. if you have already let people go you can bring them back and still qualify for the forgiven amount of the loan provided it is done/used before June 30th.
if you have no work or a non essential business and cannot bring employees back then still apply for the money and hold it till you do/can open back up. then use the money to pay the employees at that time. you will have until June 30th to use what ever money you have after June 30th you will need to supply the supporting documents of where the money was spent so it can be determined how much will be forgiven and how much will be a loan. whatever you do not spend, you can pay back to the govt in July so that way it does not convert to the loan that you must pay back.
this is what we have going on in our shop now, just to show you must adapt to the time we are in.
in my shop we are in the process of converting over to do face mask as we are getting swamped with massive(5,000-100,000 pieces) govt orders( for the next 3 years) for mask since the DOD is not requiring all military personnel to use them when on a base if they are unable to keep 6 feet apart. as most of you know we are a sport shop so we are have to really rethink of what we are going to be doing for the next year as we take these orders on we will be having to sideline out sports teams. so it is very difficult for us to decide what we want to do as the sport teams are what help make us who we are but the need for the mask is so great it out weighs the other concern. we are now getting our production streamlined ( using embroider machines for one step, and regular sewing machines for the finishing, ensure fabric is in stock and color are available, along with elastic) for the mask so once these large orders start to come in we will bring our employees back and they will know what we are doing and will have a game plan to keep production at 100%. once we have it streamlined we are hoping to get 1000+ per day once everything is up and fully running. this is up from 100 per day now the way we are currently running.
for me a 47 year old guy trying to all of this has been a massive learning curve and a frightening time as I have several employees which depend on us for there living and not wanting to make the wrong decision is very heavy on my mind and heart. but i cannot be controlled by fear and indecision but most focus on moving forward and trusting that I am not moving to fast but rather at the right pace for what we need to be. needless to say my grey hair is getting more and more and wrinkle lines are getting much deeper.
sorry for the long post just wanted/needed to give my input
Explained very well.
For me we are dead. Also not essential and the city is actually sending trucks around to businesses who shouldn't be open. We have skated by just with 1 car here doing some odds and ends. If I brought staff back id be shut right back down.
I echo your thoughts on staff depending on us. So right or wrong I wanted to be sure they were taken care of for the longest term since this is all still pretty unknown. I went with unemployment for them.
The good news is my email is starting to pick up a little and some positive signs out there as far as this maybe being over sooner than some had thought. I am ready to get back to normal.
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we too are ready for normal to return as well. we did like you did and let our people go just before the lock down as we did not have work and were not doing mask. right now we just have 3 us of here, me, mom and my sister. just answering phones and emails but not open to public. but we too have been contacted by teams about getting back to it to make sure we are going to be around. so the thing i learned as an owner/manager you still have to be the face even when you are closed so the customers know you are going to be around.
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we too are ready for normal to return as well. we did like you did and let our people go just before the lock down as we did not have work and were not doing mask. right now we just have 3 us of here, me, mom and my sister. just answering phones and emails but not open to public. but we too have been contacted by teams about getting back to it to make sure we are going to be around. so the thing i learned as an owner/manager you still have to be the face even when you are closed so the customers know you are going to be around.
We put up a notice on our site, first thing you see and you can't even see anything else. Here is what we put:
http://www.graphicdisorder.com/ (http://www.graphicdisorder.com/)
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we too are ready for normal to return as well. we did like you did and let our people go just before the lock down as we did not have work and were not doing mask. right now we just have 3 us of here, me, mom and my sister. just answering phones and emails but not open to public. but we too have been contacted by teams about getting back to it to make sure we are going to be around. so the thing i learned as an owner/manager you still have to be the face even when you are closed so the customers know you are going to be around.
We put up a notice on our site, first thing you see and you can't even see anything else. Here is what we put:
[url]http://www.graphicdisorder.com/[/url] ([url]http://www.graphicdisorder.com/[/url])
short and sweet, we did the same thing as well.
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With the PPP Loan bringing them back would allow me to also use it for my rent and power. Thats what i need. oh and also pay myself, since im not getting paid now.
The government is expecting only 25% of PPP loan to be allowed for rent and utilities. I assume that's just the forgivable part, so I guess if its just a straight up loan you can do whatever you want.
Can owners use it for their own salary?
Sent from my SM-G970U using Tapatalk
the full amount will be forgivable....but you can only use up to 25% on rent, utilities etc.. the other 75% is use for payroll. yes owners can pay themselves and it will be forgiven if they pay themselves legally ie take out taxes and report it on the 941 and such, but they need to be paid the same way an employee would have been.
anything more than 25% on the above mentioned items rent, utilities etc. will not be forgive and would be a loan at .05% interest for 2 years, first payment due 6 months form loan origination. you can use the full 100% on your payroll if you want and will be forgiven as well.
my understanding is that the PPP is to try to keep employees off reemployment and rather being paid by the employer. if you have already let people go you can bring them back and still qualify for the forgiven amount of the loan provided it is done/used before June 30th.
if you have no work or a non essential business and cannot bring employees back then still apply for the money and hold it till you do/can open back up. then use the money to pay the employees at that time. you will have until June 30th to use what ever money you have after June 30th you will need to supply the supporting documents of where the money was spent so it can be determined how much will be forgiven and how much will be a loan. whatever you do not spend, you can pay back to the govt in July so that way it does not convert to the loan that you must pay back.
this is what we have going on in our shop now, just to show you must adapt to the time we are in.
in my shop we are in the process of converting over to do face mask as we are getting swamped with massive(5,000-100,000 pieces) govt orders( for the next 3 years) for mask since the DOD is not requiring all military personnel to use them when on a base if they are unable to keep 6 feet apart. as most of you know we are a sport shop so we are have to really rethink of what we are going to be doing for the next year as we take these orders on we will be having to sideline out sports teams. so it is very difficult for us to decide what we want to do as the sport teams are what help make us who we are but the need for the mask is so great it out weighs the other concern. we are now getting our production streamlined ( using embroider machines for one step, and regular sewing machines for the finishing, ensure fabric is in stock and color are available, along with elastic) for the mask so once these large orders start to come in we will bring our employees back and they will know what we are doing and will have a game plan to keep production at 100%. once we have it streamlined we are hoping to get 1000+ per day once everything is up and fully running. this is up from 100 per day now the way we are currently running.
for me a 47 year old guy trying to all of this has been a massive learning curve and a frightening time as I have several employees which depend on us for there living and not wanting to make the wrong decision is very heavy on my mind and heart. but i cannot be controlled by fear and indecision but most focus on moving forward and trusting that I am not moving to fast but rather at the right pace for what we need to be. needless to say my grey hair is getting more and more and wrinkle lines are getting much deeper.
sorry for the long post just wanted/needed to give my input
Explained very well.
For me we are dead. Also not essential and the city is actually sending trucks around to businesses who shouldn't be open. We have skated by just with 1 car here doing some odds and ends. If I brought staff back id be shut right back down.
I echo your thoughts on staff depending on us. So right or wrong I wanted to be sure they were taken care of for the longest term since this is all still pretty unknown. I went with unemployment for them.
The good news is my email is starting to pick up a little and some positive signs out there as far as this maybe being over sooner than some had thought. I am ready to get back to normal.
We are down to 30% of our normal order volume for April. It`s just my wife and I plus my son, who is learning the trade, who are running the show now. It helps that we are living in the same building above our factory.
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Seems about the same in Europe.
We're based in Portugal and started seeing the effects before you did in the US. We had 16 employees, grew by 50% in the past 2 years and were expecting another big growth this year. Shut down came whilst we were assembling a new press (almost one month later and it's still not finished, the techs stopped coming). We are now down to 4 employees and even those are working part-time.
It's been a couple weeks since we screen printed anything. It's scary!! We still get a few DTG and embroidery orders, but we're 80% down from last year. April/May are usually our best months so that percentage is bound to get to the 90% mark.
Our main markets are tourism (gone), restaurants (gone) and events (gone). Most other businesses (retail) are also closed so we barely have any customers left.
We've been making and selling masks, getting some orders through that.
The government is not allowing us to fire people but we're able to get them through a lay off system where employees get 70% of their wages and we pay 30% of those 70%. It's not ideal but it could be a lot worse (some countries in Europe don't allow any kind of changes at all). Once that ends we're going to fire most of them. We're also getting loans at low interest rates.
I expect things to get back to "normal" (not the usual normal of course) in august/september. We went almost bankrupt before the lay off system was announced but things are looking better now. Hopefully we'll survive this. It's scary seeing our labor of 14 years going down the drain in less than a month. Stay safe everyone.
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Seems about the same in Europe.
We're based in Portugal and started seeing the effects before you did in the US. We had 16 employees, grew by 50% in the past 2 years and were expecting another big growth this year. Shut down came whilst we were assembling a new press (almost one month later and it's still not finished, the techs stopped coming). We are now down to 4 employees and even those are working part-time.
It's been a couple weeks since we screen printed anything. It's scary!! We still get a few DTG and embroidery orders, but we're 80% down from last year. April/May are usually our best months so that percentage is bound to get to the 90% mark.
Our main markets are tourism (gone), restaurants (gone) and events (gone). Most other businesses (retail) are also closed so we barely have any customers left.
We've been making and selling masks, getting some orders through that.
The government is not allowing us to fire people but we're able to get them through a lay off system where employees get 70% of their wages and we pay 30% of those 70%. It's not ideal but it could be a lot worse (some countries in Europe don't allow any kind of changes at all). Once that ends we're going to fire most of them. We're also getting loans at low interest rates.
I expect things to get back to "normal" (not the usual normal of course) in august/september. We went almost bankrupt before the lay off system was announced but things are looking better now. Hopefully we'll survive this. It's scary seeing our labor of 14 years going down the drain in less than a month. Stay safe everyone.
About same in my country Slovenia. Since mid March when it all started we are at 5% regular order volume. Should maybe close completely, but try to keep in touch with customers despite fulfilling orders with loses. It will take very long time before we regain regular business. Off course smaller than before.
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I've been "running" my shop alone for the past 3 weeks and another 3 to go. I started a small Local Strong campaign that really surprised me. Got me in the local paper and a radio interview and boosted me to the local market. I never expected any of that. Raised close to 7 grand. Printing the "Hero Lives Here" signs and that's going well. Online sales for our small micro roasted coffee are steady. I ran the Local Strong through the coffee site since that's where I had a web store and it's also boosted our local awareness for that. Using the time to get web stores set up properly on both sites and getting a little work in from a local printer who had to let their staff go. I honestly have no idea what my business is going to look like after this.
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Our state extended safer at home orders until the 30th.
From there I doubt they move it again. Our state was last state to go from the 14th to the 30th. (other than the ones that never had a lock down to start with).
So I think next week I will begin to take orders and fill our schedule and bring staff back based on that demand May 4th. I will also be applying for PPP as our bank recently decided to participate in the program. When we get approved I will bring staff back in full at that point and see if we can't kick start it again.
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I am actually cautiously optimistic. There has been a steady uptick in demand for our services and with the masks we are bringing in, we should be in OK shape pretty soon. Now, this does not mean we will be in pre-virus business as usual condition, but with reduced staff should be able to break even pretty soon. That folks is a plus in my book, as Greg Kitson would say, stop the bleeding first!
pierre
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we're starting to get the ball rolling back towards apparel, I had a number of shirt orders just drop in... We are in FULL ON mask mode so they all understand it'll be a bit before we get to it but it's looking better!! Almost there boys, we're almost there
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Glad to hear some optimism. Only thing I have to my advantage right now is no employees. Otherwise it's looking pretty grim on my end. North NJ is in bad shape though so that could be the reason. Doubt schools open back up so that pretty much kills my most profitable season, but I'm sure that's the case for most of us. Probably going to end up seeking full time employment somewhere else and doing this as a side gig again until I can carve out a new niche to print for.
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Glad to hear some optimism. Only thing I have to my advantage right now is no employees. Otherwise it's looking pretty grim on my end. North NJ is in bad shape though so that could be the reason. Doubt schools open back up so that pretty much kills my most profitable season, but I'm sure that's the case for most of us. Probably going to end up seeking full time employment somewhere else and doing this as a side gig again until I can carve out a new niche to print for.
Here in PA it’s not looking any better. Schools already closed for the rest of the academic year. Stay in place through April 30 but I won’t be surprised if that goes longer. Haven’t had anything of size come through in over 2 weeks. Hard to be optimistic about the near future right now
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I guess having a big family has payed off :) , been running on a reduced schedule with the kids . Orders are coming so hopefully beginning of May can start calling workers back, and my kids now know why they want to stay in school 8)
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Glad some of you are getting back in the into it, as my state was one of the last to quarantine and I guess we will be the last to get back in the swing of things.
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Glad some of you are getting back in the into it, as my state was one of the last to quarantine and I guess we will be the last to get back in the swing of things.
this!
I posted to let you know that since OH was one of the first to lock up we are starting to see the light. So hang in there, orders will be coming. We have school work, university work, hospitals, construction companies and so on. Chances are the states hit really hard will take longer, but we are all starting to get used to this new normal and ppl are starting to order.
Hang in there, there's a little white dot on the other end of the tunnel. hopefully it is not a train!
pierre
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Web stores. Now is the time to dive in if haven't already. If you can sell even just 50 to 100 tees a day at retail pricing that can cover a lot of overhead if you are a small shop. If you don't have one find a niche now and work it
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Web stores. Now is the time to dive in if haven't already. If you can sell even just 50 to 100 tees a day at retail pricing that can cover a lot of overhead if you are a small shop. If you don't have one find a niche now and work it
Agreed. We sold 300 shirts this past week on web stores. Obviously a lot more work than just a 300 piece order but also a higher margin. It covered our expenses for the next month or more.
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Not looking any better in Connecticut, the cases and deaths are rising by the day not going the other way yet.
I know three people personally that have gotten the virus and sadly my ex mother in law in PA passed from it.
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How is everyone making out?
We got PPP funded today. We brought back staff Monday. We are busy. Not like covered up but id say we are above average sales this week depending on how tomorrow finishes.
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we added some new options to our work (fulfillment and low qty high color count at discounted pricing) and started bringing in masks from China. We are down only about 3% for the month. The efficiency is much lower and the 100K masks are a gamble, so the profit margin is lower and no idea what's gonna happen with the masks. . .
The PPP and EIDL will help. Without a doubt, doing something new was the only way to survive.
Moral of the story is LISTEN TO HOMER! He said, he'd help those who are willing to fight for it. It was an eye opener so we pivoted and found something to do. Thanx Homer!!!
pierre
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we added some new options to our work (fulfillment and low qty high color count at discounted pricing) and started bringing in masks from China. We are down only about 3% for the month. The efficiency is much lower and the 100K masks are a gamble, so the profit margin is lower and no idea what's gonna happen with the masks. . .
The PPP and EIDL will help. Without a doubt, doing something new was the only way to survive.
Moral of the story is LISTEN TO HOMER! He said, he'd help those who are willing to fight for it. It was an eye opener so we pivoted and found something to do. Thanx Homer!!!
pierre
We stayed away from mask's. One of my direct competitors offered them and one of the first replys to his post about it was "wow your trying to make money on this pandemic".
Hit home for me. So hard pass on that. But to each their own.
We've done nothing different so far.
We did see one of our employees decide not to come back to work. Decided that government check and doing nothing was fine by him. So in my eyes he quit. Still trying to decide if I reach out to the state about it.
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we added some new options to our work (fulfillment and low qty high color count at discounted pricing) and started bringing in masks from China. We are down only about 3% for the month. The efficiency is much lower and the 100K masks are a gamble, so the profit margin is lower and no idea what's gonna happen with the masks. . .
The PPP and EIDL will help. Without a doubt, doing something new was the only way to survive.
Moral of the story is LISTEN TO HOMER! He said, he'd help those who are willing to fight for it. It was an eye opener so we pivoted and found something to do. Thanx Homer!!!
pierre
We stayed away from mask's. One of my direct competitors offered them and one of the first replys to his post about it was "wow your trying to make money on this pandemic".
Hit home for me. So hard pass on that. But to each their own.
We've done nothing different so far.
We did see one of our employees decide not to come back to work. Decided that government check and doing nothing was fine by him. So in my eyes he quit. Still trying to decide if I reach out to the state about it.
Ohio has a portal to report those that refuse to come back.
As far as the masks, we are not getting rich. Anything we make on them will just plug the losses from the other side of the business. We are still not making what we were a year ago, so I have no issues with selling the masks. Additionally, I see it as doing something good. We've helped ppl out by donating some too so the world is a better place for us having them. We have a normal wholesale product margin on them (about 30%), so we are not marking them up 300% or something crazy like that.
pierre
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As long as your pricing is fair I don’t see why you wouldn’t sell masks. Everybody needs them. That’s about all we are printing right now.
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I could see why people might of made a “your profiting off of...” comment 2-3 weeks ago. But now that airlines and most likely many more business will require a face covering I believe offering them an easy affordable way to procure then is a service you are providing.
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I don't disagree that its smart business.
My issue is simply in some of the comments ive seen made on people doing this or comments being whispered about it. We are pretty busy so we don't need to fill any time really so right now its easy to decide not to given those 2 things. If that changes id do it in a second and let a few people get mad.
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We haven't heard back on the PPP, our lender is SLAMMED. I can view our status and it's through underwriting and hopefully that means it will move to funding soon.
I could use some staff back, that's for sure. I am hoping we get funded soon. I have a good amount of work here, but not enough in the pipeline to feel comfortable restaffing yet.
I may have a fight on my hands with one of my employees when it's time to come back...we'll see. In this state if you refuse to come back to work while on unemployment it's termination.
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Things do seem to be trickling at an increasing rate. We dove in head first with the masks and are doing many orders of them, what we are not doing is in house decoration on them. We are just brokering the work and charging much less than usual. As said it is to help keep the business afloat not to make profits. Once the governor announced that schools will not be returning this year we got a lot of orders for graduation signs, banners etc. Actually quite a few orders.
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Things do seem to be trickling at an increasing rate. We dove in head first with the masks and are doing many orders of them, what we are not doing is in house decoration on them. We are just brokering the work and charging much less than usual. As said it is to help keep the business afloat not to make profits. Once the governor announced that schools will not be returning this year we got a lot of orders for graduation signs, banners etc. Actually quite a few orders.
We have done a ton of graduation signs as well as signs with the cpc requirements for larger companies. It has helped tremendously.
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We received the PPP loan and my staff had no problem coming back.. which was pretty cool.
We did start making masks when Homer did...
We started with just my wife, 12 year old daughter and 18 year old stepson.. My daughter would take orders on the phone, pack the bags and call the people when they were ready. The cops were called on us twice...but since we were making masks and i was the owner and it was the immediate family - no issues.
After 2 weeks of that, we brought some staff back to help when we were essential because we were sooo busy.
What we did that worked for us (great marketing really) was in the beginning we started donating the masks to essential non profit workers in need. Like the Food Bank, a few orphanages, boys and girls club..We had people donate the fabric, we would make them on our embroidery machine, then we had volunteers pick them up and cut them at home. They would bring bags back to us the next day and we would put elastic on.
Word started getting out pretty fast....so this is what we did..
We still donated to the non profits... and i mean donated a lot...and we are still donating (close to 2000 donated already)
Businesses we would charge - $5 plain, $8 with logo (charged because they would order a larger quantity)
Personal use - We would only ask for a donation - we did not charge - People soooo appreciated this..and you know what? We made waaaay more $$ doing it this way then saying '$5 per' or whatever. It leaves a good taste with them. We maybe had 2 people that didnt donate, but the amount of money people left more than made up for it. We just left a little donation basket out where they would pick up their masks in a ziploc bag.
We received so many thank you letters, people perception was we were helping everyone.
We have made money, but i not a windfall, because we are donating so many, but the amount of press we have received it has been great marketing.
We had a system where we could leave the masks so zero contact... everyone knows where we are now because they had to come pickup, we did not ship. People facebook msg us , called us, and emailed...
So it can work....thats my story and im sticking to it.....LOL
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We received the PPP loan and my staff had no problem coming back.. which was pretty cool.
We did start making masks when Homer did...
We started with just my wife, 12 year old daughter and 18 year old stepson.. My daughter would take orders on the phone, pack the bags and call the people when they were ready. The cops were called on us twice...but since we were making masks and i was the owner and it was the immediate family - no issues.
After 2 weeks of that, we brought some staff back to help when we were essential because we were sooo busy.
What we did that worked for us (great marketing really) was in the beginning we started donating the masks to essential non profit workers in need. Like the Food Bank, a few orphanages, boys and girls club..We had people donate the fabric, we would make them on our embroidery machine, then we had volunteers pick them up and cut them at home. They would bring bags back to us the next day and we would put elastic on.
Word started getting out pretty fast....so this is what we did..
We still donated to the non profits... and i mean donated a lot...and we are still donating (close to 2000 donated already)
Businesses we would charge - $5 plain, $8 with logo (charged because they would order a larger quantity)
Personal use - We would only ask for a donation - we did not charge - People soooo appreciated this..and you know what? We made waaaay more $$ doing it this way then saying '$5 per' or whatever. It leaves a good taste with them. We maybe had 2 people that didnt donate, but the amount of money people left more than made up for it. We just left a little donation basket out where they would pick up their masks in a ziploc bag.
We received so many thank you letters, people perception was we were helping everyone.
We have made money, but i not a windfall, because we are donating so many, but the amount of press we have received it has been great marketing.
We had a system where we could leave the masks so zero contact... everyone knows where we are now because they had to come pickup, we did not ship. People facebook msg us , called us, and emailed...
So it can work....thats my story and im sticking to it.....LOL
where's a like button when you need one?
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As a side note, we chose not to do the PPP nor SBA loan. We are going to ride this out with out being in more debt.
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We received the PPP loan and my staff had no problem coming back.. which was pretty cool.
We did start making masks when Homer did...
We started with just my wife, 12 year old daughter and 18 year old stepson.. My daughter would take orders on the phone, pack the bags and call the people when they were ready. The cops were called on us twice...but since we were making masks and i was the owner and it was the immediate family - no issues.
After 2 weeks of that, we brought some staff back to help when we were essential because we were sooo busy.
What we did that worked for us (great marketing really) was in the beginning we started donating the masks to essential non profit workers in need. Like the Food Bank, a few orphanages, boys and girls club..We had people donate the fabric, we would make them on our embroidery machine, then we had volunteers pick them up and cut them at home. They would bring bags back to us the next day and we would put elastic on.
Word started getting out pretty fast....so this is what we did..
We still donated to the non profits... and i mean donated a lot...and we are still donating (close to 2000 donated already)
Businesses we would charge - $5 plain, $8 with logo (charged because they would order a larger quantity)
Personal use - We would only ask for a donation - we did not charge - People soooo appreciated this..and you know what? We made waaaay more $$ doing it this way then saying '$5 per' or whatever. It leaves a good taste with them. We maybe had 2 people that didnt donate, but the amount of money people left more than made up for it. We just left a little donation basket out where they would pick up their masks in a ziploc bag.
We received so many thank you letters, people perception was we were helping everyone.
We have made money, but i not a windfall, because we are donating so many, but the amount of press we have received it has been great marketing.
We had a system where we could leave the masks so zero contact... everyone knows where we are now because they had to come pickup, we did not ship. People facebook msg us , called us, and emailed...
So it can work....thats my story and im sticking to it.....LOL
where's a like button when you need one?
A little more work, but save this image and attach it to replies you make to posts you want to show that you like. LOL!
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Like
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As a side note, we chose not to do the PPP nor SBA loan. We are going to ride this out with out being in more debt.
just remember eidl is Grant and pop loan is forgivable if you use 75% for employees expense.
Shane
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As a side note, we chose not to do the PPP nor SBA loan. We are going to ride this out with out being in more debt.
We got both, and we do NOT have to pay back either one, as long as you follow the rules.
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yep. we are getting the ppp and trying for the EIDL.
not for everyone.
Shane
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Glad you guys are starting to get busy again, it's still dry here a few calls and a job here and there, our state even though it's opening back a little not the right biz for us are open yet.
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I was under the impression you couldn't do both.
Dirk, who did you use for the eidl, or did you go direct? I might try for that one too.
We just got notice our PPP was funded. We are starting to get busier, so it's nice that we have the help coming back in.
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I was under the impression you couldn't do both.
Dirk, who did you use for the eidl, or did you go direct? I might try for that one too.
We just got notice our PPP was funded. We are starting to get busier, so it's nice that we have the help coming back in.
My accountant did it for us.
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here's our story: Back in early march when they started shutting down large groups over 50 people, we lost almost all of our production and event jobs, everyone was backing out. I had a few k shirts in house ready to roll and they all bailed. We were still doing the smaller jobs until they shut down all non essentials, within 10 minutes we had a plan in place to hand out free "Open / Open for take out" banners to all local business still operating. This was huge for us, it propelled us into the spotlight and we were all over facebook, we made a large handful of new friends and contacts at major companies. This went on for two weeks or so. We also made the floor marking decals, 6' apart signage and all that for all the local groceries and minimarts. That kept us busy for a little while but it tapped out.
Then on March 22nd, 6am I had an idea to make a mask. My puppy has a dog bone with extended "joints" on it and the shape was almost perfect for a mask ;D Little revamp and away we went. I had made a couple, posted it on facebook and it went viral in our area. We had TV news stations from all over our area, newspapers, bloggers, you name, they contacted us. Might be small to everyone else but we had 80k hits and over 800 shares on that single post. It was crazy compared to our usual hits. I was texting Rob the whole time with my plans and status updates, so he was there from the beginning too ;D
We gave away a few hundred masks to local hospitals and nursing homes, anyone that was essential but not getting the inventory they needed. We started putting logos on them about a week later and then the orders started rolling in. We weren't making a fortune but we made enough to pay employees and all the bills. We were keeping track of how many we made off the number of staple boxes but we seriously lost track. I know it's well in the thousands, maybe 6-7k and we are still going strong. I have one last order for 2k and then my plan is to start looking for sources for finished product. We have shirts starting to roll in and for our area, there is an end in sight with the slow roll opening so I need to get back in shirt production mode... As of now, my plan is the Badger gaitor for the full face cover and Pierre's mask in black, still offering the logos since that is something that Karen home maker can't do...
All in all, we are coming out further ahead than when we started in this mess, we have some serious street cred in our town and we have led our community in unity between all the local businesses working together. We hate that this all happened but in all honesty, it could not have been any better for us. All my employees stayed on full 40 hours since day one, and we are starting to turn the corner.
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here's our story: Back in early march when they started shutting down large groups over 50 people, we lost almost all of our production and event jobs, everyone was backing out. I had a few k shirts in house ready to roll and they all bailed. We were still doing the smaller jobs until they shut down all non essentials, within 10 minutes we had a plan in place to hand out free "Open / Open for take out" banners to all local business still operating. This was huge for us, it propelled us into the spotlight and we were all over facebook, we made a large handful of new friends and contacts at major companies. This went on for two weeks or so. We also made the floor marking decals, 6' apart signage and all that for all the local groceries and minimarts. That kept us busy for a little while but it tapped out.
Then on March 22nd, 6am I had an idea to make a mask. My puppy has a dog bone with extended "joints" on it and the shape was almost perfect for a mask ;D Little revamp and away we went. I had made a couple, posted it on facebook and it went viral in our area. We had TV news stations from all over our area, newspapers, bloggers, you name, they contacted us. Might be small to everyone else but we had 80k hits and over 800 shares on that single post. It was crazy compared to our usual hits. I was texting Rob the whole time with my plans and status updates, so he was there from the beginning too ;D
We gave away a few hundred masks to local hospitals and nursing homes, anyone that was essential but not getting the inventory they needed. We started putting logos on them about a week later and then the orders started rolling in. We weren't making a fortune but we made enough to pay employees and all the bills. We were keeping track of how many we made off the number of staple boxes but we seriously lost track. I know it's well in the thousands, maybe 6-7k and we are still going strong. I have one last order for 2k and then my plan is to start looking for sources for finished product. We have shirts starting to roll in and for our area, there is an end in sight with the slow roll opening so I need to get back in shirt production mode... As of now, my plan is the Badger gaitor for the full face cover and Pierre's mask in black, still offering the logos since that is something that Karen home maker can't do...
All in all, we are coming out further ahead than when we started in this mess, we have some serious street cred in our town and we have led our community in unity between all the local businesses working together. We hate that this all happened but in all honesty, it could not have been any better for us. All my employees stayed on full 40 hours since day one, and we are starting to turn the corner.
Way to go!!! You are my hero!
Talk about not rolling over and dying. More of us should learn from you, i know i have. Had it not been for one of your posts i would have been sitting around waiting this out instead of pushing the way we did.
Pierre
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I was under the impression you couldn't do both.
Dirk, who did you use for the eidl, or did you go direct? I might try for that one too.
We just got notice our PPP was funded. We are starting to get busier, so it's nice that we have the help coming back in.
EIDL is only direct. I hope you got your app in prior to them closing it. It’s the same mechanism as a natural disaster where an SBA agent will review the application and determine your loan eligibility. At one time there was a $10k upfront grant but that was lowered to $1k per employee up to $10k. This $10k is a grant but if you also get the PPP this grant portion of the EIDL is deducted from the forgivable amount of the PPP so you could owe money back in the PPP.
IMO the EIDL is the cats meow if you can get it. I would take as much as they would possibly give me. The interest rate is 3.75% over 30 years! Over 30 years I can earn 3 times that via basic investment vehicles. Or, if I had properly or equipment debt I’d pay it all off with this note and then make the same monthly payments on it and pay it off over the same period of time as original debt thus saving the difference in interest.
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Just finished my application. It was done, I just didn't submit it. Thanks!!!
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I am in the B2B Tech Market Nor Cal, 5ea Co Store orders and 4ea custom orders came in today. The largest single day volume since shut down.
Feeling Grateful and Optimistic !
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So much of our industry is event driven and well..... events aren't very popular now. Top that with raw material and substrate deficiencies that may come and there may be quite a hiccup. I'm glad to be hunkered down in this old mansion and writing and working in the studios for now.
Not a bad time to throw out your back. Having to get around with a walker and Physical Therapy visits.
Come out strong all!
best tp
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I am in the B2B Tech Market Nor Cal, 5ea Co Store orders and 4ea custom orders came in today. The largest single day volume since shut down.
Feeling Grateful and Optimistic !
Great news! There will be a light....just gotta get out of the tunnel.
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https://www.sba.gov/sites/default/files/2020-05/3245-0407%20SBA%20Form%203508%20PPP%20Forgiveness%20Application.pdf (https://www.sba.gov/sites/default/files/2020-05/3245-0407%20SBA%20Form%203508%20PPP%20Forgiveness%20Application.pdf)
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I finally just got confirmation and paperwork for my EIDL loan. I applied on Tuesday when it opened the previous Friday. From my offer it looks like the amount you get is 1/3 of your gross 2019 sales. I don't know if there's a cap on it for you guys pulling in 7 or 8 figures. I was very surprised and gave me some hope. I just bought a lot of equipment in 2019 and will use this to pay some higher debt down then ride this out. I haven't reviewed the terms yet as outside of 30 year, 3.75%, 12 month deferred payments.
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supposed to be 1000 per employee. let us know.
Shane
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supposed to be 1000 per employee. let us know.
Shane
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EIDL has 2 parts, 1k per employee is forgivable advancement. The EIDL Loan beyond that is as Biverson described above.
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Yes, we just got funded today on the EIDL and the advance. It was nice no doubt. Still waiting on the PPP funds, but those should drop any day now.
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I got the PPP loan about 2 weeks ago through my bank. And just got told we are eligible for the EIDL. which I must have filled out about 2 months ago.
We are pretty busy due to online store sales and switching to small batch fulfillment, and other stuff is starting to trickle in. I was able to hire a guy back and a new guy.
This whole shakeup has really made me step back and adjust my business for the better.
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graphic disorder isn't the loan the pay check protection program?
Shane
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graphic disorder isn't the loan the pay check protection program?
Shane
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Nope. EIDL and PPP are not the same thing.
EIDL is a 30 year 3.5% loan. Also a up to 10k forgivable loan (1k per employee) as an advancement.
PPP is a 2 year loan forgivable if you use it for payroll.
They are 2 different programs.
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graphic disorder isn't the loan the pay check protection program?
Shane
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Nope. EIDL and PPP are not the same thing.
EIDL is a 30 year 3.5% loan. Also a up to 10k forgivable loan (1k per employee) as an advancement.
PPP is a 2 year loan forgivable if you use it for payroll.
They are 2 different programs.
just to muddify things a little more, the EIDL forgivable part will actually decrease your PPP grant.
So if you received an EIDL advance ($1K per employee), your PPP grant will be that much lower.
pierre
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graphic disorder isn't the loan the pay check protection program?
Shane
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Nope. EIDL and PPP are not the same thing.
EIDL is a 30 year 3.5% loan. Also a up to 10k forgivable loan (1k per employee) as an advancement.
PPP is a 2 year loan forgivable if you use it for payroll.
They are 2 different programs.
just to muddify things a little more, the EIDL forgivable part will actually decrease your PPP grant.
So if you received an EIDL advance ($1K per employee), your PPP grant will be that much lower.
pierre
Correct and as far as I can tell that is as close as they come to relating at all.
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Yes government cluster.
Shane
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We are not sure if we will make it here.
Its been now 6 weeks since our shops last big order. Face masks are keeping presses moving, but I think I can see an end for our shop.
Its my Uncles printing Company, and screen printing is a small portion. If it does go under it may just be the kick in the ass to finally set up my own studio for design and print.
I hope it doesn't obviously, but the offset side is almost at a stand still for 4 weeks now, and screen printing can't sustain the entire building.
I hope the rest of you guys get through this ok!
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We are not sure if we will make it here.
Its been now 6 weeks since our shops last big order. Face masks are keeping presses moving, but I think I can see an end for our shop.
Its my Uncles printing Company, and screen printing is a small portion. If it does go under it may just be the kick in the ass to finally set up my own studio for design and print.
I hope it doesn't obviously, but the offset side is almost at a stand still for 4 weeks now, and screen printing can't sustain the entire building.
I hope the rest of you guys get through this ok!
Very sorry to hear this...good luck.
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We are not sure if we will make it here.
Its been now 6 weeks since our shops last big order. Face masks are keeping presses moving, but I think I can see an end for our shop.
Its my Uncles printing Company, and screen printing is a small portion. If it does go under it may just be the kick in the ass to finally set up my own studio for design and print.
I hope it doesn't obviously, but the offset side is almost at a stand still for 4 weeks now, and screen printing can't sustain the entire building.
I hope the rest of you guys get through this ok!
hang in there! good luck!
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We are not sure if we will make it here.
Its been now 6 weeks since our shops last big order. Face masks are keeping presses moving, but I think I can see an end for our shop.
Its my Uncles printing Company, and screen printing is a small portion. If it does go under it may just be the kick in the ass to finally set up my own studio for design and print.
I hope it doesn't obviously, but the offset side is almost at a stand still for 4 weeks now, and screen printing can't sustain the entire building.
I hope the rest of you guys get through this ok!
hang in there! good luck!
Maybe it's time to cast off the non-profitable side, sub out the offset side and refocus. No sense in killing an entire company when there is something to salvage. I've known plenty of people to do the same.
Look at places like Aldi, they aren't trying to be a walmart super center. Focus on what you are good at, with as few people as needed. Downsize. It's probably your only option. It's better that some lose their jobs than everyone.
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It's been a couple months since the last reply. How is everyone doing? Are things back to normal on your end?
After a perfect June with only 5% decrease in sales (up from 80% drop in May), we are now looking at 60/70% drop again.
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3rd best May and 3rd best June for us on record. Pacing to be a record or close to record July. March was way off, April we were basically closed but I did take some orders late in the month to prepare to open in May.
Day to day it is all over the place, up and down.
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We are all over the place here. It sure isn't going to be a record year for us unless we are going for a record low. We are however making enough to pay our bills and staying afloat so I'm grateful for that.
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we are busy. were down a little at one point, but having a good year before and after puts as at up 5% for the year on the printing side.
pierre
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I should add that we are at a lower margin due to taking on some less profitable work that we normally would not do (24 pcs 6 colors for example).
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We are still way down. Currently moving into a smaller building after spending the end of last year searching for a larger one. To date- down 68% for the year....
Schools are iffy for the fall. Hearing that they are voting soon to cancel fall sports.
We did sell our Roland VS300i and bought a new VG540 to start doing wraps with. We had an offer to print them for a client that does a lot of custom vehicles. Looking like the only high point for an otherwise crap year. Lost a ton of business with the minor league baseball season getting canceled and we are hearing that the hockey season is doubtful as well.
I do have a bad ass garden growing at home.
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March and April were the worst of it. Feels almost back to normal now. Plenty of work. Gross wise the numbers are down but since I don't need to purchase much this year I may end up netting the same as last year, on pace to do a little better actually as of right now.
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:-X
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We are way down. Running at about 25% of last year. Our problem is that in these months we normally work with incoming tourists and that is at zero.
Cut back staff, working with minimum. Fired some, others on unpaid leave.
Took government sponsored low interest loans which we start paying back in a year.
Our problem is that we import our shirts and had ordered before the summer expecting a busy season.
We have about $500,000 of shirts in stock. At least they won't go off.
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What are the effects on other printers in your market? Here we know of one shop that closed and 2 that have sold. The 2 that sold really only had customer lists. Their equipment is pretty much old, broken down and worthless. As things get worse we expect more fall out in our market.
We have been busy every week but no where near pre-covid levels. This roller coaster makes it difficult to rehire with confidence.
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We're down by almost 50%. We have a lot of schools and sports tournaments that keep us going through the spring and summer. We got almost none of that this year.
We usually have lined up work for the start of the school sports teams, but there is about 10% of what we normally have.
It's coming back, not as fast as I wanted it to, but it'll get there. Thankfully we've run a lot more contract work than normal, so while our overall sales are down, our profits aren't terrible.
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Lots of responses, I appreciate it. I see it's not the same for everyone. Really depends on the market too.
All things related to tourism and sports (gatherings) are down and will be down for a long time. It's a shame and scary too. It feels like it's not over and won't be for a while. We fired 4 people and have 5 more working part time, only about 1/3 of the company is actually working full time right now. We may have to fire a couple more soon if things don't pick up quickly.
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We're down for sure, this month has been the worst so far... I have a few people on 3 day weeks until we pick back up, and that's depending on what happens with schools. I have always said, shutting down the economy is hurting far more people than a virus, but i'm alone in that boat I guess ;D... look for the positives, it gives us all an opportunity to revamp and change our systems. I am going to finally set up Teesom so that's a good thing. Improve - always, in all ways...
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We're down for sure, this month has been the worst so far... I have a few people on 3 day weeks until we pick back up, and that's depending on what happens with schools. I have always said, shutting down the economy is hurting far more people than a virus, but i'm alone in that boat I guess ;D... look for the positives, it gives us all an opportunity to revamp and change our systems. I am going to finally set up Teesom so that's a good thing. Improve - always, in all ways...
You HAAAAD to mention a boat didn't you. I just turned 40 and mid-life crisis itch has set in bad. Actually not really, I've wanted one for years, but our youngest would have been a nightmare on one even last year.
With school going virtual here, and the kids pretty much stuck at home I told my wife we are going to start spending more time on the water. Our lakes here have some nice beaches, but too many people. Also, my best memories of growing up were on a boat, and that's kinda the goal of every parent is to pass down my favorite childhood things to them. I also saw so much of the state travelling around fishing with my dad, it really was the best time I had as a kid.
I know this is off topic, but it's a good reminder that while this is going on we still need to live our lives and make sure our kids don't suffer.
Also, Homer, let me know if you nail the pricing in Teesom. I am working on a new pricelist, because my mid-range prices are too high. I am working on it, but I have hit a mental block.
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We are way down; some stuff is coming back, but it's pretty effing dismal. But, keep grinding, right?
Steve
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I am over here trying to find a quality printer for $20-$25 a hour, thats how busy we are. LOL
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We have been pretty busy for a month or so. Mostly due to masks, we are doing masks all day long. It turned out to be a pretty good coincidence that we bought three brand new heat presses in December in preparation for shifting a lot of our printing work on difficult items like jackets to transfers. Since we are low on staff and cutting some hours we decided to try and do as much stuff by vendor instead of in house and that has actually worked out really well. Our printing has been doing pretty good since a lot of shops are closed or running lean and a lot of contract work has come our way. We took on a rather large contract job that is hats and T shirts in 1,000 increments, we have completed two runs of that already.
August is coming tho and we are not sure what that will bring, traditionally it always slows down in August for us before school and fall sports comes on strong.
Crazy thing is in the midst of all this our ball screw on our servo indexer decided to eat itself, I had to rebuild the ball screw, angular bearings and servo coupler. Took almost two weeks for the new ball screw and nut to come in.
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What are the effects on other printers in your market? Here we know of one shop that closed and 2 that have sold. The 2 that sold really only had customer lists. Their equipment is pretty much old, broken down and worthless. As things get worse we expect more fall out in our market.
We have been busy every week but no where near pre-covid levels. This roller coaster makes it difficult to rehire with confidence.
We are in a rural community and have several small towns around us ranging from 3000 to 13000 in population. I've noticed several calls coming in from some of those towns that we usually never hear from so I'm sure they have lost a few printers. If you can just hang in I feel like there will be more work than any of us want once everything recovers which will probably be a while.
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One thing we have changed is our pricing, we always did only high end printing and looked for jobs that other printers had a hard time printing. We said we want to be the best and the most expensive.
Corona has changed our thinking and we are finding a whole market of work clothes that are mostly one color prints on a few hundred shirts. Charging much less but still profitable and great for these difficult times.
We never got any of these orders because we out priced ourselves.
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One thing we have changed is our pricing, we always did only high end printing and looked for jobs that other printers had a hard time printing. We said we want to be the best and the most expensive.
Corona has changed our thinking and we are finding a whole market of work clothes that are mostly one color prints on a few hundred shirts. Charging much less but still profitable and great for these difficult times.
We never got any of these orders because we out priced ourselves.
There ya go, work smarter, not harder... Hang in there guys, we will be phased into our "new normal" here sooner than we think. Once we get schools back up and somewhat operating, life will settle out. No, it won't be what it was this time last year but kids will always want to play sports and roofers will always have work. Find your market and have at it....
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28% down from last year at this time, hired another person, expanded to the take over the whole first floor of our building (double the rent)...no idea what i was thinking..LOL
My staff are taking their vacations this month, so im good with that. Then in august we will all be in our spots and we can start kicking ass..LOL
Hopefully things open up somewhat.
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Hoping schools go back to normal somewhat this fall. In Jersey they're already telling parents that their kids don't have to go into school if it makes them uncomfortable. Looking like it might be Zoom school until a vaccine is available to the masses.
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Hoping schools go back to normal somewhat this fall. In Jersey they're already telling parents that their kids don't have to go into school if it makes them uncomfortable. Looking like it might be Zoom school until a vaccine is available to the masses.
so my wife is on the committee here in our county regarding opening all schools and activities. Apparently all grades k-12 are going to do A/B days between in school / at home....which is a GIANT nightmare for working parents along with the fact that, if my kid goes to school part time, why would it matter if they went full time!? you are still in contact with the same people. Let's not make this harder than it needs to be....I'm just ignorant of all this stuff, my BS meter starts going off...
I'm just over it. Open it up -let's go full send, stop buying into the media's scare tactics, let's get back to business and complaining about the Kardashian's or some other useless crap ;D
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Hoping schools go back to normal somewhat this fall. In Jersey they're already telling parents that their kids don't have to go into school if it makes them uncomfortable. Looking like it might be Zoom school until a vaccine is available to the masses.
so my wife is on the committee here in our county regarding opening all schools and activities. Apparently all grades k-12 are going to do A/B days between in school / at home....which is a GIANT nightmare for working parents along with the fact that, if my kid goes to school part time, why would it matter if they went full time!? you are still in contact with the same people. Let's not make this harder than it needs to be....I'm just ignorant of all this stuff, my BS meter starts going off...
I'm just over it. Open it up -let's go full send, stop buying into the media's scare tactics, let's get back to business and complaining about the Kardashian's or some other useless crap ;D
Couldn't agree more!
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Hoping schools go back to normal somewhat this fall. In Jersey they're already telling parents that their kids don't have to go into school if it makes them uncomfortable. Looking like it might be Zoom school until a vaccine is available to the masses.
so my wife is on the committee here in our county regarding opening all schools and activities. Apparently all grades k-12 are going to do A/B days between in school / at home....which is a GIANT nightmare for working parents along with the fact that, if my kid goes to school part time, why would it matter if they went full time!? you are still in contact with the same people. Let's not make this harder than it needs to be....I'm just ignorant of all this stuff, my BS meter starts going off...
I'm just over it. Open it up -let's go full send, stop buying into the media's scare tactics, let's get back to business and complaining about the Kardashian's or some other useless crap ;D
AMEN!
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Agreed! Over This.
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You guys that are saying open up need to slow down. We have to wait until Bill Gates allows the release of the vaccine, otherwise the 5G cell signals will make the virus mutate and reproduce faster.
I couldn't help that.
I say open it up. The virus is proving less deadly than before. We should still take it seriously, but we can't kill the economy in the process. The cure will be much worse than the disease.
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Hoping schools go back to normal somewhat this fall. In Jersey they're already telling parents that their kids don't have to go into school if it makes them uncomfortable. Looking like it might be Zoom school until a vaccine is available to the masses.
so my wife is on the committee here in our county regarding opening all schools and activities. Apparently all grades k-12 are going to do A/B days between in school / at home....which is a GIANT nightmare for working parents along with the fact that, if my kid goes to school part time, why would it matter if they went full time!? you are still in contact with the same people. Let's not make this harder than it needs to be....I'm just ignorant of all this stuff, my BS meter starts going off...
100% Agreed
Its like using a condom every other time and expecting no babies!!! Every other day going to school ? POLITICANS
For Me , Business is more profitable. Travel Has been cut down. Between Install In Mississippi, found out after that some had tested positive.
Flying on American Airlines, Forget 6' distance rules when,100% seats are filled. Been tested for virus, after 3 weeks, results compromised. And?
Big Customer of mine LA Apparel Had many people test positive, 4 plus dead. yes I was there in past month. I am on so called no fly list, because
of them. I have seen many of my customers printing mask in dirty conditions! Of these 350+ people testing positive, sewing mask for Gov. Newsom
100,000 per week, I would not want to be wearing mask made by them. Such hysteria on mask!! Are they being made/printed in clean rooms?
Is Covid Real ? One of my Daughters is Pharmacist in NYC on Coro Floors, The other is a Emergency Room Doctor In Level 1 Trauma Center In Jax Florida.
So I have my concerns/worries. Their stories are inconclusive at best. For Me The Damage Done Economic Damage To Country is Worse Than The Cure!
My Opinion Is To Get Back To Work. Do it with your health in mind. If you are not in go health, isolate. I do believe the situation is more Dire Because
it Is Election Time! Cure will miraculously appear after election no matter who wins!!!
I'm just over it. Open it up -let's go full send, stop buying into the media's scare tactics, let's get back to business and complaining about the Kardashian's or some other useless crap ;D
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It has been my opinion for a while that the people making decisions do not have the right stuff to be able to make the right decisions.
Steve
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Agreed on that! My sister says that the media is telling us what we need to hear. Perhaps, but I smell hidden agendas everywhere.
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Agreed on that! My sister says that the media is telling us what we need to hear. Perhaps, but I smell hidden agendas everywhere.
The media is telling us what makes them money. Headlines create ratings. George Floyd needed 8 funerals because why? Hourly coverage of a "kill us all virus" with a 99% recovery rate because why? M.O.N.E.Y.
why was golf....GOLF.....the first activity to open back up? Yet camping and other outdoor venues and activities remained closed? Maybe CEO's of large companies don't go camping in state parks miles away from other people, maybe they GOLF.... It's all bullshit, change my mind.....
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yep... ?
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The virus can kill you, don't mistake that. I lost a high school friend to it. But yes the media would sell it to you like if you get it you die.
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Graphicdisorder I totally agree. we just lost a older cousin with health complications. caught it and just died 1st death in our county.
Shane
Sent from my SM-G975U using Tapatalk
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It's overblown. It's deadly, don't get me wrong. And not "the flu" deadly. It's worse than that. But we flattened the curve to wait on therapeutics and to not overflow the hospitals. We are past that now.
Also, for a great website on the spread, check this out:
www.rt.live (http://www.rt.live)
A synopsis of it is for every one person that contracts the virus, how many will the infect. So, numbers above 1 are bad. Numbers below 1 are good. Georgia is at 1.05. It's not bad. We should still be careful, but we can't stop life.
Also, anybody else see that CNN published an article praising hydroxychloroquine again? You know they didn't want to write it, but it does look like it helps. At least when it's adminsistered early.
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I'm not saying it's not deadly. it is way deadly and would be a horrible way to go. Our first death in my county was a marathon runner, no underlying health issues at all. 50 something years old... MY bitch is the media spinning this like it's a death sentence. In my completely selfish, ignorant opinion, we are all getting screwed to save the few. So we are not supposed to die anymore? More people are suffering from closures than are laying in hospital beds. You can die from lots of things, starvation being one of them.... somethings got to give here
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I want to get back to normal to, this stuff is eating my business alive, and sh!t is tough, but let me say this y'all talk sh!t about the media blowing this up, ask yourself why?. I know some of the hype is way over, it's to get the attention of some people that don't believe anything before it heads them in the head, common F'ing sense is loss on a lot of people, look at the jackazz that stay out in hurricanes and then have to be saved, putting other peoples life in danger, why because they don't believe crap. We all are hurting some of us more than others, and for you that are not hurting bad I'm happy for you and hope none of your family or friends get this virus and die before you take it serious, and I want get into George Floyd because I willing to bet none of you have been in those shoes and hope you never will be...y'all just stay safe and take care of your love ones :)
Sorry for rant but this has been a BS day on top of other BS days
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I can name several people dead here (New Orleans) from the virus plus a family member (Vermont). It can kill you.
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I want to get back to normal to, this stuff is eating my business alive, and sh!t is tough, but let me say this y'all talk sh!t about the media blowing this up, ask yourself why?. I know some of the hype is way over, it's to get the attention of some people that don't believe anything before it heads them in the head, common F'ing sense is loss on a lot of people, look at the jackazz that stay out in hurricanes and then have to be saved, putting other peoples life in danger, why because they don't believe crap. We all are hurting some of us more than others, and for you that are not hurting bad I'm happy for you and hope none of your family or friends get this virus and die before you take it serious, and I want get into George Floyd because I willing to bet none of you have been in those shoes and hope you never will be...y'all just stay safe and take care of your love ones :)
Sorry for rant but this has been a BS day on top of other BS days
D always a pleasure to read your posts! thank you!
pierre
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It's overblown. It's deadly, don't get me wrong. And not "the flu" deadly. It's worse than that. But we flattened the curve to wait on therapeutics and to not overflow the hospitals. We are past that now.
Also, for a great website on the spread, check this out:
[url=http://www.rt.live]www.rt.live[/url] ([url]http://www.rt.live[/url])
A synopsis of it is for every one person that contracts the virus, how many will the infect. So, numbers above 1 are bad. Numbers below 1 are good. Georgia is at 1.05. It's not bad. We should still be careful, but we can't stop life.
Also, anybody else see that CNN published an article praising hydroxychloroquine again? You know they didn't want to write it, but it does look like it helps. At least when it's adminsistered early.
Good info on that rt live website, thanks for sharing.
Your CNN headline you mentioned posted yesterday is another confirming it doesn't help though, sorry to say- https://www.cnn.com/2020/07/23/health/hydroxychloroquine-covid-brazil-study/index.html (https://www.cnn.com/2020/07/23/health/hydroxychloroquine-covid-brazil-study/index.html)
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I also have a HUGE problem with the double standards. A lot of it IS the media. Look at how the frame stuff.
You can't do funerals, or have in person schooling, but you can protest all you want...in huge crowds. If you want to have school you are wanting dad teachers, but if you loot and burn buildings you are a protester. No, those are rioters.
Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
The media is nobody's friend. And I am lumping all of them in there. I have a special hatred of CNN because it's in my hometown. I used to be so proud of that since the only other thing we had was Coke. I guess I'll have to just stick with my hate-chicken now.
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mk162 double standards come with just about anything, the media is like looking through the news paper, you sift through the to fine the relevant stuff and discard the rest, and yes looting ain't protesting it's a crime, but this is getting way off the subject and that's on me. I will close with this all the bull is how we lose track of this virus fake news or not it ain't good and our focus should be getting back on track. and whats up with this I miss something (Also, chicken wings aren't a meal, but a sandwich is?)
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Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
New York CITY - Not New York, don't lump us all in with that cesspool.
So now the guy is telling us what we can and can not eat for a meal... Got it.....Tell Cuomo to come to Buffalo and tell us wings aren't a meal. ;D
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Fake meat is not a meal either, it's a warm salad!
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Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
New York CITY - Not New York, don't lump us all in with that cesspool.
So now the guy is telling us what we can and can not eat for a meal... Got it.....Tell Cuomo to come to Buffalo and tell us wings aren't a meal. ;D
Too bad, New York---New York City. You share 66% of the same name...so therefor you are the same. ;) And it's your governor deciding these things.
Darryl, you'll have to look it up. Pretty much bars aren't allowed to serve alcohol without food, so they started serving chips, and other really funny stuff. Some of the menus were online and hilarious. Now the governor is ticked and is saying they have to serve substantive food. A sandwich is in, chicken wings are out.
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Darryl, you'll have to look it up. Pretty much bars aren't allowed to serve alcohol without food, so they started serving chips, and other really funny stuff. Some of the menus were online and hilarious. Now the governor is ticked and is saying they have to serve substantive food. A sandwich is in, chicken wings are out.
They should just start serving "Deconstructed Buffalo Chicken Sandwiches." Toss a few slices of bread on the plate with the wings and call it a day. Cuomo is a clown.
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I also have a HUGE problem with the double standards. A lot of it IS the media. Look at how the frame stuff.
You can't do funerals, or have in person schooling, but you can protest all you want...in huge crowds. If you want to have school you are wanting dad teachers, but if you loot and burn buildings you are a protester. No, those are rioters.
Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
The media is nobody's friend. And I am lumping all of them in there. I have a special hatred of CNN because it's in my hometown. I used to be so proud of that since the only other thing we had was Coke. I guess I'll have to just stick with my hate-chicken now.
I'm in NJ and I can tell you the main reason our area is hit so hard is because of how densly populated we are. There's more people in my small county then many states in the Midwest which are 1000 times the size. That being said, yeah a lot of people have rocks in their heads around here lol. I have no hate for the south!
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Connecticut was also one of the worse hit states in the beginning, then we some how elected Cuomo to be our governor and our previous governor seemed to have stepped down to be Cuomo's spoke person. At least thats the way it seemed. Our governor is responsible for many thousands of deaths when he ordered the sick elderly to be spread out into nursing homes across the state, his excuse was to not over whelm hospitals. Well that decisions spread the disease like wild fire and now some what more accurate numbers are starting to come out and it appears over 70% of all positive cases in our state were in nursing homes and over 80% of deaths were also in nursing homes.
It was so bad that when 60 patients were being transferred to a nursing home in my town our own police chief informed the entire town of it giving local people a chance to either get their family out of that place or protest the transfer.
As for the police issue I feel the goal is implementing de-escalation into our policing. Escalation always seems to be the first step in an arrest.
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I also have a HUGE problem with the double standards. A lot of it IS the media. Look at how the frame stuff.
You can't do funerals, or have in person schooling, but you can protest all you want...in huge crowds. If you want to have school you are wanting dad teachers, but if you loot and burn buildings you are a protester. No, those are rioters.
Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
The media is nobody's friend. And I am lumping all of them in there. I have a special hatred of CNN because it's in my hometown. I used to be so proud of that since the only other thing we had was Coke. I guess I'll have to just stick with my hate-chicken now.
I'm in NJ and I can tell you the main reason our area is hit so hard is because of how densly populated we are. There's more people in my small county then many states in the Midwest which are 1000 times the size. That being said, yeah a lot of people have rocks in their heads around here lol. I have no hate for the south!
Well I`m not so sure that is the real reason. Even though I`m located at the other side of the Pacific, Tokyo with a population of 13,000,000 and the greater Tokyo area with almost 40,000,000 has not seen any numbers as NJ has. And I can tell you Tokyo is a lot more dense populated then NJ.
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I also have a HUGE problem with the double standards. A lot of it IS the media. Look at how the frame stuff.
You can't do funerals, or have in person schooling, but you can protest all you want...in huge crowds. If you want to have school you are wanting dad teachers, but if you loot and burn buildings you are a protester. No, those are rioters.
Also, chicken wings aren't a meal, but a sandwich is? Cuomo has killed more people than Florida, Texas, Georgia combined, and yet the media says he's done a great job. over 20% of all US deaths were in NY. Add NJ, MA, and PA into it and it's nearing 50% of all deaths. And yet, down here in the south we are a bunch of dumb rednecks.
The media is nobody's friend. And I am lumping all of them in there. I have a special hatred of CNN because it's in my hometown. I used to be so proud of that since the only other thing we had was Coke. I guess I'll have to just stick with my hate-chicken now.
I'm in NJ and I can tell you the main reason our area is hit so hard is because of how densly populated we are. There's more people in my small county then many states in the Midwest which are 1000 times the size. That being said, yeah a lot of people have rocks in their heads around here lol. I have no hate for the south!
Well I`m not so sure that is the real reason. Even though I`m located at the other side of the Pacific, Tokyo with a population of 13,000,000 and the greater Tokyo area with almost 40,000,000 has not seen any numbers as NJ has. And I can tell you Tokyo is a lot more dense populated then NJ.
That's fair. Japan was also ahead of this and knew it was coming from what I read, and I think overall their culture just does better with cleanliness and how to prepare for something like this. Who knows what is true. A lot of people that work in NYC live in NJ. The subways and buses were already a terrible place to go in good times since they were just a cesspool of homeless piss and crap. I think the way this area handled the nursing homes was pretty horrific as well. My Grandma tested positive in the hospital and they released her back to her nursing home almost immediately and she passed about 2 weeks later.